OppFi’s Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

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[{"type":"text","content":"Survey shows OppFi customers are experiencing stabilized finances, but struggle with savings and increased living costs due to persistent economic pressures","length":156,"tagName":"p","attribs":{}},{"type":"text","content":"CHICAGO, June 25, 2025--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) ("OppFi"), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, today announced the findings of its Spring 2025 Financial Health Survey. The survey, conducted semi-annually using the Financial Health Network’s FinHealth Score® framework and grounded in OppFi’s longstanding engagement with financially underserved consumers, provides a comprehensive snapshot of customer financial well-being and evolving economic sentiment.","length":594,"tagName":"p"},{"type":"text","content":"The spring survey reveals a nuanced picture for credit-challenged consumers. While some customers show signs of financial improvement, many continue to face significant challenges, particularly in the face of inflation and tariffs. The survey also highlights persistent concern about financial vulnerability among customers at key loan lifecycle stages and growing concern about long-term financial goals.","length":405,"tagName":"p"},{"type":"text","content":"Key findings from the Spring 2025 Financial Health Survey include:","length":66,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Widespread Financial Anxiety – Survey responses revealed deep concerns about rising costs of living, reduced purchasing power, and the inability to afford basic necessities. Up to 70% of customers expressed worry about increased prices impacting their ability to meet household bills.","length":284,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Limited Emergency Savings – Nearly one in four customers (24.3%) reported having less than one week’s worth of savings available, highlighting the need for emergency credit access.","length":180,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Macroeconomic Pressures Intensify – Nearly 70% of customers reported saving less since the start of the year, citing inflation and tariffs as major reasons. The percentage of customers who felt no macroeconomic impact dropped 13% year-over-year.","length":245...

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