Business
OppFi Reports Record Annual Revenue, Net Income, and Adjusted Net Income
OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today reported record financial results for the quarter and year ended December 31, 2025.
About this update from Oppfi Inc.
[{"type":"text","content":"Net income increased 74.4% year over year to $146.2 million, a new Company record","length":81,"tagName":"p","attribs":{}},{"type":"text","content":"Adjusted net income1 increased 69.1% year over year to $139.8 million, a new Company record","length":91,"tagName":"p","attribs":{}},{"type":"text","content":"Basic and diluted earnings per share ("EPS") increased $0.63 year over year to $0.99","length":94,"tagName":"p","attribs":{}},{"type":"text","content":"Adjusted EPS1 increased $0.64 year over year to $1.59, a new Company record","length":75,"tagName":"p","attribs":{}},{"type":"text","content":"CHICAGO, March 11, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today reported record financial results for the quarter and year ended December 31, 2025.","length":330,"tagName":"p"},{"type":"image","alt":"www.oppfi.com (PRNewsfoto/OppFi)","displaySize":"","headline":null,"caption":"www.oppfi.com (PRNewsfoto/OppFi)","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":134,"url":"https://media.zenfs.com/en/prnewswire.com/6303f3fe09233ea46b37dfc06c9c9ecd"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/YdU3kvWzUjA3BNMkIa05_A--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTIzNjtjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/6303f3fe09233ea46b37dfc06c9c9ecd","width":400,"height":134}},"href":"https://mma.prnewswire.com/media/2743003/OppFi_Logo.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":""Our record-breaking results in 2025 capped off an extraordinary year for the company, as OppFi achieved record total originations, revenue, net income, and adjusted net income. Additionally, OppFi finished 2025 with a record-end receivables balance, providing strong momentum going into 2026, to grow revenue and profitability as reflected in our guidance," said Todd Schwartz, Chief Executive Officer and Executive Chairman of OppFi.","length":445,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"1","rowspan":"1","style":"PADDING-RIGHT:0.17em;PADDING-LEFT:0.17em;","val":[{"type":"text","content":"(1) Non-GAAP Financial Measures: Adjusted Net Income and Adjusted EPS are non-GAAP financial...