OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

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[{"type":"text","content":"Net income increased 101.3% year over year to $20.4 million inclusive of an $11.4 million loss attributable to OppFi Inc.","length":121,"tagName":"p","attribs":{}},{"type":"text","content":"Adjusted net income1 increased 285.1% year over year to $33.8 million, a Company record for any quarter","length":103,"tagName":"p","attribs":{}},{"type":"text","content":"Total revenue increased 10.1% year over year to $140.3 million, a Company record for any quarter","length":96,"tagName":"p","attribs":{}},{"type":"text","content":"Average yield, annualized, increased by 630 basis points year over year to 135.8%","length":81,"tagName":"p","attribs":{}},{"type":"text","content":"Net charge-off rate as a percentage of total revenue decreased 1,330 basis points year over year to 34.6%","length":105,"tagName":"p","attribs":{}},{"type":"text","content":"Adjusted net income1 guidance for the full year 2025 increased to $106 million to $113 million, from $95 million to $97 million","length":127,"tagName":"p","attribs":{}},{"type":"text","content":"CHICAGO, May 07, 2025--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today reported financial results for the first quarter ended March 31, 2025.","length":325,"tagName":"p"},{"type":"text","content":""We’re incredibly proud to report a record-breaking first quarter, with all-time highs in quarterly revenue and adjusted net income," said Todd Schwartz, CEO and Executive Chairman of OppFi. "Our disciplined approach to growth, continued refinement in credit modeling, improved operational efficiency, and a strong balance sheet position us to deliver sustained, profitable growth in 2025—and we’re pleased to increase our full-year adjusted net income guidance as a result."","length":495,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"5","rowspan":"1","style":"vertical-align:top;padding-left:0.0px;","val":[{"type":"text","content":"(1) Non-GAAP Financial Measures: Adjusted Net Income and Adjusted EPS are financial measures that have not been prepared in accordance with GAAP. See "Reconciliation of Non-GAAP Financial Measures" below for a detailed description and reconciliatio...

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