Business
Oportun Delivers Fourth Consecutive Quarter of GAAP Profitability, Increases Full-Year 2025 Adjusted EPS Guidance
Meets or exceeds all third quarter guidance metrics GAAP Net income of $5.2 million reflects $35 million year-over-year improvement GAAP EPS of $0.11, up $0.86 versus prior-year period Adjusted EPS of $0.39, up sharply versus $0.02 in 3Q24 Operating expenses reduced 11% year-over-year, supporting continued margin expansion SAN CARLOS, Calif., Nov. 04, 2025 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the third
About this update from Oportun Financial Corporation
[{"type":"image","alt":"Oportun Financial Corporation","displaySize":"","headline":null,"caption":"Oportun Financial Corporation","className":"","disableSlideshowImg":false,"size":{"original":{"width":300,"height":76,"url":"https://media.zenfs.com/en/globenewswire.com/df5fbe398cef731f35a77bec7a115589"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/GRpzsPHlnZqmAY048MfDWg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTQyMDtoPTEwNjtjZj13ZWJw/https://media.zenfs.com/en/globenewswire.com/df5fbe398cef731f35a77bec7a115589","width":300,"height":76}},"lazy":false},{"type":"text","content":"Meets or exceeds all third quarter guidance metrics","length":51,"tagName":"p"},{"type":"text","content":"GAAP Net income of $5.2 million reflects $35 million year-over-year improvement","length":79,"tagName":"p"},{"type":"text","content":"GAAP EPS of $0.11, up $0.86 versus prior-year period","length":52,"tagName":"p"},{"type":"text","content":"Adjusted EPS of $0.39, up sharply versus $0.02 in 3Q24","length":54,"tagName":"p"},{"type":"text","content":"Operating expenses reduced 11% year-over-year, supporting continued margin expansion","length":84,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"style":"border-top:solid black 1pt;vertical-align:bottom;","val":[{"type":"text","content":" ","length":6,"tagName":"p","attribs":{}}]}]}],"length":6},{"type":"text","content":"SAN CARLOS, Calif., Nov. 04, 2025 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the third quarter ended September 30, 2025.","length":219,"tagName":"p"},{"type":"text","content":"“Our third quarter results were strong, marking our fourth consecutive quarter of GAAP profitability as we delivered a $35 million year-over-year increase in net income,” said Raul Vazquez, CEO of Oportun. “We continued to make progress toward our long-term ROE target range of 20% to 28%, delivering meaningful gains in both Return on Equity and Adjusted ROE. We also grew Adjusted EBITDA 31% year-over-year to $41 million, exceeding the high end of our guidance range.”","length":471,"tagName":"p"},{"type":"text","content":"Vazquez continued, “We took meaningful steps during and after the quarter to further strengthen our capital structure. We executed ABS financings at weighted average yields below 6% in August and October, and also pro...