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Pepper Advantage Appoints Andy Golding New Group Board Chair
LONDON, October 15, 2025--Pepper Advantage, a global credit management and technology firm, announces the appointment of Andy Golding as the company's first Group Board Chair, effective 1 October 2025.

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[{"type":"text","content":"CEO of OSB Group PLC joins as company targets growth and technology innovation in credit management sector","length":106,"tagName":"p","attribs":{}},{"type":"text","content":"LONDON, October 15, 2025--(BUSINESS WIRE)--Pepper Advantage, a global credit management and technology firm, announces the appointment of Andy Golding as the company's first Group Board Chair, effective 1 October 2025.","length":222,"tagName":"p"},{"type":"text","content":"Golding is the CEO of OSB Group PLC (OSB), the UK’s leading specialist lending and retail savings group. He joined OSB in December 2011 and under his tenure, the company has grown its deposits and loan originations, strengthened its capital and liquidity position, and increased its position in the UK market. Prior to OSB, Golding served as the Chief Executive of Saffron Building Society and he held senior roles at National Westminster Bank, John Charcol Limited, and Bradford & Bingley, in addition to serving on several charity and commercial boards in the past as a Non-Executive Director.","length":599,"tagName":"p"},{"type":"text","content":"Golding’s appointment as Pepper Advantage’s first Group Board Chair follows the company’s recent acquisition by J.C. Flowers & Co., a leading private investment firm. He joins the board to help lead the firm as it enters a period of strategic investment and growth under J.C. Flower’s ownership, with a focus on driving technological innovation in the credit management sector.","length":381,"tagName":"p"},{"type":"text","content":"Commenting on his appointment, Andy Golding, said: "I am delighted to be joining the board of Pepper Advantage at such an important time in the company’s development. I relish the opportunity to help using my industry knowledge and experience and look forward to working with the executive team and board to further build on the strong foundations the company has created as it steps into a new phase of growth and innovation."","length":437,"tagName":"p"},{"type":"text","content":"Fraser Gemmell, Group CEO of Pepper Advantage, said: "I look forward to working closely with Andy to strengthen Pepper Advantage’s position and spearhead the rollout of innovative technological solutions, including our proprietary credit management platform PRISM. His extensive leadership experience will be invaluable as we t...