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Moneta Money Bank : Semi-annual financial report 1H 2025, consolidated
Moneta Money Bank : Semi-annual financial report 1H 2025,
About this update from Moneta Money Bank As
[{"type":"text","content":"\n Mandatory Disclosure\n \n \n PUBLIC DISCLOSURE OF INSIDE INFORMATION\n \n \n \n MONETA Money Bank, a.s.\n \n \n \n Consolidated interim financial report as at and for the\n \n \n six months ended 30 June 2025\n \n \n \n Contents\n \n \n Disclaimer 3\n \n \n Letter from the CEO 4\n \n \n Key Performance Indicators 8\n \n \n Macroeconomic Environment 9\n \n \n Group Performance 10\n \n \n Business Performance 10\n \n \n Financial Performance 10\n \n \n Outlook for 2025 and Risks 11\n \n \n Basic Information about MONETA Money Bank, a.s.\n \n \n . 12\n \n \n Consolidated Interim Financial Statements for the Three and Six-month Period Ended 30 June 2025 (Unaudited) 14\n \n \n Consolidated Interim Statements of Profit or Loss and Other Comprehensive Income for the Three and Six-month Period Ended 30 June 2025 (Unaudited) 14\n \n \n Consolidated Interim Statement of Financial Position as at 30 June 2025 (Unaudited) 15\n \n \n Consolidated Interim Statement of Changes in Equity for the Six-month Period Ended 30 June 2025 (Unaudited) 16\n \n \n Consolidated Interim Statement of Cash Flows for the Six-month Period Ended 30 June 2025 (Unaudited) 17\n \n \n Notes to Unaudited Consolidated Interim Financial Statements 19\n \n \n Reporting Entity 19\n \n \n Basis of Preparation and Presentation 19\n \n \n Use of Judgements and Estimates 19\n \n \n Significant Accounting Policies 19\n \n \n Consolidation Group 20\n \n \n Dividends Paid 21\n \n \n Net Interest Income 21\n \n \n Analysis of deferred costs and fees 22\n \n \n Net Fee and Commission Income 24\n \n \n Total Operating Expenses 24\n \n \n Investment Securities 25\n \n \n Loans and Receivables to Banks 25\n \n \n Loans and Receivables to Customers 25\n \n \n Due to Banks and Due to Customers 26\n \n \n Issued Bonds 26\n \n \n Subordinated Liabilities 27\n \n \n Legal Risks 28\n \n \n Legal disputes 28\n \n \n Segment Reporting 28\n \n \n Related Parties 31\n \n \n Risk Management 33\n \n \n Capital management 33\n \n \n Loans and receivables to banks and customers according to their categorisation . 35\n \n \n Walk of allowances to Loans and receivables to customers 36\n \n \n Break-down of allowances according to loan type and stages 39\n \n \n Coverage of non-performing loans and receivables 40\n \n \n Net impairment of financial assets 40\n \n \n Maximum credit risk exposures 4...