Business
METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2025
MetroCity Bankshares, Inc. ("MetroCity" or the "Company") (NASDAQ: MCBS), holding company for Metro City Bank (the "Bank"), today reported net income of $18.3 million, or $0.68 per diluted share, for the fourth quarter of 2025, compared to $17.3 million, or $0.67 per diluted share, for the third quarter of 2025, and $16.2 million, or $0.63 per diluted share, for the fourth quarter of 2024. For the year ended December 31, 2025, the Company reported net income of $68.7 million, or $2.64 per dilute
About this update from Metrocity Bankshares, Inc.
[{"type":"text","content":"ATLANTA, Jan. 30, 2026 /PRNewswire/ -- MetroCity Bankshares, Inc. ("MetroCity" or the "Company") (NASDAQ: MCBS), holding company for Metro City Bank (the "Bank"), today reported net income of $18.3 million, or $0.68 per diluted share, for the fourth quarter of 2025, compared to $17.3 million, or $0.67 per diluted share, for the third quarter of 2025, and $16.2 million, or $0.63 per diluted share, for the fourth quarter of 2024. For the year ended December 31, 2025, the Company reported net income of $68.7 million, or $2.64 per diluted share, compared to $64.5 million, or $2.52 per diluted share for the year ended December 31, 2024.","length":669,"tagName":"p"},{"type":"image","alt":"MetroCity Logo (PRNewsfoto/MetroCity Bankshares)","displaySize":"","headline":null,"caption":"MetroCity Logo (PRNewsfoto/MetroCity Bankshares)","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":54,"url":"https://media.zenfs.com/en/prnewswire.com/1484cd45f7ec4452b7d8a00c47faa86e"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/oIHy960xIalQzvOLeJSacQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTk1O2NmPXdlYnA-/https://media.zenfs.com/en/prnewswire.com/1484cd45f7ec4452b7d8a00c47faa86e","width":400,"height":54}},"href":"https://mma.prnewswire.com/media/1012060/MetroCity_Logo.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"Fourth Quarter 2025 Highlights:","length":31,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Annualized return on average assets was 1.80%, compared to 1.89% for the third quarter of 2025 and 1.82% for the fourth quarter of 2024.","length":136,"tagName":"p"}]},{"val":[{"type":"text","content":"Annualized return on average equity was 15.45%, compared to 15.69% for the third quarter of 2025 and 15.84% for the fourth quarter of 2024. Adjusted return on average shareholder's equity1, which excluding average accumulated other comprehensive income and merger-related was 17.83% for the fourth quarter of 2025, compared to 16.10% for the third quarter of 2025 and 16.28% for the fourth quarter of 2024.","length":410,"tagName":"p"}]},{"val":[{"type":"text","content":"Efficiency ratio of 46.7%, compared to 38.7% for the third quarter of 2025 and 40.5% for the fourth quarter of 2024.","length":116,"tagName":"p"}]},{"val":[{"type":"text","con...