Business
Mercury Insurance Teams Up with Insurance Institute for Business & Home (IBHS) Safety to Promote Wildfire Preparedness
Wildfires are posing ever-increasing threats to communities around the country and Mercury Insurance is partnering with the Insurance Institute for Business and Home Safety (IBHS) to help homeowners act before disaster strikes. Through this collaboration, Mercury policyholders in wildfire-susceptible areas may qualify for a discount on their premiums by participating in the IBHS Wildfire Prepared Home certification program.
About this update from Mercury General Corporation
[{"type":"text","content":"Homeowners in wildfire-prone areas can earn insurance discounts through IBHS certification program","length":98,"tagName":"p","attribs":{}},{"type":"text","content":"LOS ANGELES, May 20, 2025 /PRNewswire/ -- Wildfires are posing ever-increasing threats to communities around the country and Mercury Insurance is partnering with the Insurance Institute for Business and Home Safety (IBHS) to help homeowners act before disaster strikes. Through this collaboration, Mercury policyholders in wildfire-susceptible areas may qualify for a discount on their premiums by participating in the IBHS Wildfire Prepared Home certification program.","length":469,"tagName":"p"},{"type":"text","content":"The certification program encourages homeowners to make meaningful, real-world improvements to harden their homes against wildfire risk. Mercury customers who earn the Wildfire Prepared Home designation may be eligible for a discount on the Catastrophe Fire portion of their premium. Homeowners should contact their Mercury agent for eligibility and program details.","length":366,"tagName":"p"},{"type":"text","content":""IBHS offers homeowners the ability to certify their homes against severe weather risks specific to their area, including wildfires. The program is based on more than 10 years of carefully executed research," said Kelly Butler, VP and Chief Underwriting Officer at Mercury Insurance. "Many of Mercury's customers reside in California, and preparedness is the key to protecting our homes and communities — wildfires don't wait, and neither should we."","length":478,"tagName":"p"},{"type":"text","content":"According to IBHS, 4.8 million U.S. homes are identified as high or extreme risk of wildfire, with more than 2 million located in California. Losses from wildfires have added up to $5.1 billion in just the past 10 years. IBHS believes that improving building codes and installation practices will result in reduced losses.","length":322,"tagName":"p"},{"type":"text","content":"IBHS Wildfire Prepared Home Certification","length":41,"tagName":"p"},{"type":"text","content":"To get your home IBHS certified, you'll need to participate in either the FORTIFIED or Wildfire Prepared Home program. While FORTIFIED focuses on general severe weather resilience, Wildfire Prepared Home is specifically designed to add...