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Mercury Insurance Shares Guidance for Parents of First-Time Drivers
A teen's first driver's license is both exciting and nerve-wracking for parents. Safety, training and the right insurance coverage ensures that new drivers are protected every mile of the journey.
About this update from Mercury General Corporation
[{"type":"text","content":"Practical Tips to Keep Young Drivers Safe and Insurance Costs Manageable","length":72,"tagName":"p","attribs":{}},{"type":"text","content":"LOS ANGELES, Aug. 21, 2025 /PRNewswire/ -- A teen's first driver's license is both exciting and nerve-wracking for parents. Safety, training and the right insurance coverage ensures that new drivers are protected every mile of the journey.","length":252,"tagName":"p"},{"type":"text","content":"Mercury Insurance knows that a teen's first license brings excitement — and higher insurance costs. Factors like age, driving distance and the type of vehicle all influence rates. In honor of National Traffic Awareness Month, Mercury is sharing tips to help parents of first-time drivers keep premiums as low as possible.","length":330,"tagName":"p"},{"type":"text","content":""National Traffic Awareness Month is an important reminder of how vital safe driving and proper preparation are — especially for teens getting behind the wheel for the first time," said Kevin Quinn, VP Claims, Auto, Mercury Insurance. "We want parents and young drivers to feel confident not only about safety, but also about understanding their coverage and making sure they're protected from day one."","length":427,"tagName":"p"},{"type":"text","content":"According to The Zebra's State of Auto Insurance report, the national average for auto insurance policy premiums for those aged 16-19 is $4,573. Broken down into monthly payments, that could add over $380 to your expenses. The good news is that age 16 is the most expensive year, so you can expect that policy to steadily drop each successive year.","length":362,"tagName":"p"},{"type":"text","content":"Some tips to lower your auto insurance rates with young new drivers include:","length":76,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Bundle multiple insurance policies – Bundling your auto insurance policy along with your homeowners or umbrella policy can help keep costs down. Always be sure to ask for this discount.","length":185,"tagName":"p"}]},{"val":[{"type":"text","content":"Shop around – This may seem like a no-brainer, but taking the time to shop around for auto insurance quotes can save you a reasonable sum of money.","length":147,"tagName":"p"}]},{"val":[{"type":"text","content":"Increase...