Business
Correction: Larry Kozin, CEO of MainStreetChamber Holdings (OTC:MSCH) and the MainStreetChamber of Commerce, Registers as Federal Lobbyist to Champion Guaranteed Loans for Small Businesses Employing 3-25 Employees
Correction: Larry Kozin, CEO of MainStreetChamber Holdings (OTC:MSCH) and the MainStreetChamber of Commerce, Registers as Federal Lobbyist to Champion Guaranteed Loans for Small Businesses Employing 3-25 Employees.
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[{"type":"text","content":"FOR IMMEDIATE RELEASELarry Kozin, CEO of MainStreetChamber Holdings (OTC:MSCH) and the MainStreetChamber of Commerce, Registers as Federal Lobbyist to Champion Guaranteed Loans for Small Businesses Employing 3-25 EmployeesLas Vegas, NV – January 12, 2026 – Larry Kozin, Founder and CEO of MainStreetChamber of Commerce and MainStreetChamber Holdings, Inc. (OTC: MSCH), today announced his successful registration as a federal lobbyist under the Lobbying Disclosure Act. This pivotal step launches a dual-focused advocacy campaign in Washington: expanding access to fair, SBA-guaranteed loans for small businesses employing 3-25 workers, and aggressively combating predatory lending that exploits entrepreneurs when traditional financing fails.Mid-tier small & micro-businesses—those with 3 to 25 employees—are vital to local economies, creating jobs, fostering innovation, and supporting communities. Yet they often encounter barriers to affordable capital, including denials from banks and the SBA due to perceived risk or bureaucratic hurdles, pushing many toward high-interest predatory lenders with exploitative terms that can lead to debt spirals and business failure.Kozin’s lobbying will target reforms such as higher guarantee percentages, streamlined eligibility, reduced fees, and dedicated funding in SBA 7(a) programs. Simultaneously, he will advocate against predatory lending by pushing for stronger federal oversight, mandatory transparency in loan terms, caps on excessive fees and interest rates for small business products, and incentives for ethical alternative lenders—ensuring vulnerable Main Street employers are protected from cycles of unsustainable debt.This advocacy is deeply personal. In the chamber’s early growth phase, MainStreetChamber faced repeated rejections from traditional banks and SBA loan programs despite strong business plans and a track record of supporting entrepreneurs. “We were turned away time and again—not because we were unqualified, but because we didn't fit neatly into their risk models,” Kozin recalled. “Desperate to keep operations going and continue building our network for small businesses, we turned to alternative lenders with predatory terms: sky-high interest rates, hidden fees, and aggressive repayment demands. It nearly bankrupted the organization and forced painful cuts that slowe...