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Lincoln Financial Unveils New Fixed Indexed Annuity Income Solutions With Category-First Legacy Planning

RADNOR, Pa., March 16, 2026--Lincoln Financial (NYSE: LNC) today announced the launch of two new fixed indexed annuities (FIAs) — Lincoln FlexAdvantage® Income and Lincoln OptiBlend® Income — further expanding the company’s suite of retirement income solutions. The products are designed to offer consumers guaranteed growth for future income, guaranteed lifetime income and first-of-its-kind legacy planning through a FIA with the optional Estate Lock℠ Death Benefit, while providing 100% downside p

articleLincoln National CorporationMarch 16, 20266/company/lincoln-national-corporation/news/lincoln-financial-unveils-new-fixed-indexed-annuity-income-solutions-with-category-first-legacy-planning
Lincoln Financial Unveils New Fixed Indexed Annuity Income Solutions With Category-First Legacy Planning

About this update from Lincoln National Corporation

[{"type":"text","content":"New FIAs deliver guaranteed lifetime income and protected growth designed to help consumers secure their financial future in retirement","length":135,"tagName":"p","attribs":{}},{"type":"text","content":"RADNOR, Pa., March 16, 2026--(BUSINESS WIRE)--Lincoln Financial (NYSE: LNC) today announced the launch of two new fixed indexed annuities (FIAs) — Lincoln FlexAdvantage® Income and Lincoln OptiBlend® Income — further expanding the company’s suite of retirement income solutions. The products are designed to offer consumers guaranteed growth for future income, guaranteed lifetime income and first-of-its-kind legacy planning through a FIA with the optional Estate Lock℠ Death Benefit, while providing 100% downside protection.","length":527,"tagName":"p"},{"type":"text","content":""Lincoln’s research shows that 92% of Americans are concerned about having enough income in retirement, and many also express concerns around principal protection and market volatility,"1 said Tim Seifert, SVP, Head of Retirement Solutions Distribution at Lincoln Financial. "To help address these concerns, Lincoln’s new FIA income solutions expand choice, extend the success of the Lincoln ProtectedPay® suite including Estate Lock℠ to the FIA market and support the needs of today’s consumers seeking confidence in retirement."","length":550,"tagName":"p"},{"type":"text","content":"Lincoln FlexAdvantage® Income and Lincoln OptiBlend® Income FIAs include the following features:","length":96,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Protected lifetime income: A built-in income benefit, Lincoln ProtectedPay® Select, allows consumers to convert a portion of their retirement savings into guaranteed lifetime income that never decreases.","length":203,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Innovative legacy protection: The optional Estate Lock℠ Death Benefit allows consumers to protect their initial payment amount for beneficiaries with no reduction due to lifetime income withdrawals.2","length":199,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Protected savings and growth: In addition to guaranteed growth for future income, consumers continue to receive 100% downside protection and access to unique upside opportunities through a range of S&P indexed account options, as ...

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Lincoln Financialfixed indexed annuitiesretirement incomeFIATim Seifertlifetime incomeincome solutions