Business
KS Bancorp, Inc. (KSBI) Reports 52% Earnings Growth and 19% Growth in Total Assets for 2025
SMITHFIELD, NC / ACCESS Newswire / January 23, 2026 / KS Bancorp, Inc. (the "Company") (OTCID:KSBI), parent company of KS Bank, Inc. (the "Bank"), reported strong financial results for the fourth quarter and the year ended December 31, 2025, highlighted ...
About this update from K S Bancorp, Inc.
[{"type":"text","content":"SMITHFIELD, NC / ACCESS Newswire / January 23, 2026 / KS Bancorp, Inc. (the "Company") (OTCID:KSBI), parent company of KS Bank, Inc. (the "Bank"), reported strong financial results for the fourth quarter and the year ended December 31, 2025, highlighted by significant growth in earnings, assets, and reflecting continued loan demand and disciplined balance sheet management.","length":395,"tagName":"p"},{"type":"text","content":"For the three months ended December 31, 2025, the Company reported net income of $2.6 million, or $2.31 per diluted share, compared to $1.7 million, or $1.49 per diluted share, for the same period in 2024. This represents a 55.0% increase in net income year-over-year.","length":268,"tagName":"p"},{"type":"text","content":"For the full year ended December 31, 2025, net income was $9.4 million, or $8.44 per diluted share, compared to $6.2 million, or $5.56 per diluted share, for the twelve months ended December 31, 2024, an increase of 52.0%.","length":222,"tagName":"p"},{"type":"text","content":"Net interest income before the provision for credit losses increased 24.3% to $7.7 million for the fourth quarter of 2025, compared to $6.2 million for the same quarter in 2024. Non-interest income for the three months ended December 31, 2025, was $969,000, compared to $915,000 for the comparable period ended December 31, 2024. Non-interest expense totaled $5.1 million, compared to $4.8 million in the fourth quarter of 2024.","length":428,"tagName":"p"},{"type":"text","content":"For the twelve months ending December 31, 2025, net interest income before the provision for credit losses was $28.2 million, up 26.8% from $22.2 million in the same period of 2024. Non-interest income increased to $4.0 million, compared to $3.5 million for the same period ended December 31, 2024, while non-interest expenses were $19.0 million, compared to $17.1 million for the twelve months ending December 31, 2024. The increase reflects investments in personnel, equipment, and technology to support continued growth.","length":523,"tagName":"p"},{"type":"text","content":"As of December 31, 2025, the Company's unaudited consolidated total assets were $822.6 million, an increase of $131.7 million from $690.9 million at December 31, 2024. Driven by continued loan demand across the Company's branch network, net loan ...