Business
Jack Henry Launches "MyFinancialHealth" on its Digital Banking Platform, Powered by Array
New embedded capability delivers credit, identity, privacy, subscription tools and more through a seamless free-to-premium experience MONETT, Mo., Aug. 11,
About this update from Jack Henry & Associates, Inc.
[{"type":"text","content":"New embedded capability delivers credit, identity, privacy, subscription tools and more through a seamless free-to-premium experience\nMONETT, Mo., Aug. 11, 2025 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced the launch of MyFinancialHealth, giving more than 1,000 banks and credit unions on the Banno Digital Platform™ the option to embed a new suite of financial health tools powered by Array. Building on its previous embedded offerings, such as credit monitoring and Array's Offers Engine, this launch introduces a broader suite of embeddable tools. These new capabilities will help accountholders monitor and build their credit, protect their identity and privacy, and manage their online subscriptions and federal student loans, all in one place.\n\n \n \n \n \n \n \n\n \nMyFinancialHealth is designed using a configurable free-to-premium model, allowing financial institutions to offer key features at no cost to users, with optional paid upgrades for enhanced control and protection. The platform is easily activated through a single configuration—no APIs, no onboarding burden, and no custom development required.\nThe launch of MyFinancialHealth aligns with Jack Henry's mission to deepen the connection between accountholders and their primary financial institutions. By offering seamless access to embedded third-party solutions, Jack Henry helps reduce financial fragmentation, improve digital engagement, and position financial institutions as the central hub of their accountholders' financial lives.\nOklahoma-based First Fidelity Bank is an early adoptor of the embedded free-to-premium suite. \"It's easy to see the value in providing better financial health tools to customers,\" said John Symcox, senior vice president and chief innovation officer at the $2.7-billion bank. \"Credit data and monitoring are foundational, but layering on identity protection, privacy tools, and subscription management creates a full-service experience. It ensures our bank remains a one-stop destination for every financial need.\"\nArray reports that users visit its components an average of 2.2 times a month, with many opting into premium services that offer additional protection and convenience. Banks and credit unions have the flexibility to offer core tools at no cost while unlocking new fee-based revenue opportunities through optional upgrades, such...