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ICICI Bank: Performance Review for quarter ended June 30, 2025
ICICI Bank: Performance Review for quarter ended June 30,
About this update from Icici Bank Limited
[{"type":"text","content":"\n \n News Release July 19, 2025\n \n \n \n Performance Review: Quarter ended June 30, 2025\n \n \n Profit before tax excluding treasury grew by 11.4% year-on-year to ₹ 15,690 crore (US$ 1.8 billion) in the quarter ended June 30, 2025 (Q1-2026)\n \n \n Core operating profit grew by 13.6% year-on-year to ₹ 17,505 crore (US$ 2.0 billion) in Q1-2026\n \n \n Profit after tax grew by 15.5% year-on-year to ₹ 12,768 crore (US$ 1.5 billion) in Q1-2026\n \n \n Total period-end deposits grew by 12.8% year-on-year to ₹ 16,08,517 crore (US\n \n \n $187.6 billion) at June 30, 2025\n \n \n Average deposits grew by 11.2% year-on-year to ₹ 15,33,241 crore (US$ 178.8 billion) in Q1-2026\n \n \n Average current account and savings account (CASA) ratio was 38.7% in Q1-2026\n \n \n Domestic loan portfolio grew by 12.0% year-on-year to ₹ 13,31,196 crore (US$ 155.2 billion) at June 30, 2025\n \n \n Net NPA ratio was 0.41% at June 30, 2025\n \n \n Provisioning coverage ratio on non-performing loans was 75.3% at June 30, 2025\n \n \n Including profits for Q1-2026, total capital adequacy ratio was 16.97% and CET-1 ratio was 16.31%, on a standalone basis, at June 30, 2025\n \n \n \n The Board of Directors of ICICI Bank Limited (NSE: ICICIBANK, BSE: 532174, NYSE: IBN) at its meeting held at Mumbai today, approved the standalone and consolidated accounts of the Bank for the quarter ended June 30, 2025 (Q1-2026). The statutory auditors have conducted a limited review and have issued an unmodified report on the standalone and consolidated financial statements for the quarter ended June 30, 2025.\n \n \n \n Profit & loss account\n \n \n Profit before tax excluding treasury grew by 11.4% year-on-year to ₹ 15,690 crore (US$ 1.8 billion) in Q1-2026 from ₹ 14,080 crore (US$ 1.6 billion) in the quarter ended June 30, 2024 (Q1-2025)\n \n \n Core operating profit grew by 13.6% year-on-year to ₹ 17,505 crore (US$ 2.0 billion) in Q1-2026 from ₹ 15,412 crore (US$ 1.8 billion) in Q1-2025\n \n \n Net interest income (NII) increased by 10.6% year-on-year to ₹ 21,635 crore (US$ 2.5 billion) in Q1-2026 from ₹ 19,553 crore (US$ 2.3 billion) in Q1-2025\n \n \n Net interest margin was 4.34% in Q1-2026 compared to 4.41% in Q4-2025 and 4.36% in Q1-2025\n \n \n Non-interest income, excluding treasury, increased by 13.7% year-on-year to ₹ 7,264 crore (US$ 847 million) in Q1-20...