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ICICI Bank: Investor Presentation for quarter ended June 30, 2025
ICICI Bank: Investor Presentation for quarter ended June 30,
About this update from Icici Bank Limited
[{"type":"text","content":"\n \n Q1-2026:\n \n \n Performance review\n \n \n \n July 19, 2025\n \n \n Cgrīain dgriniīions in īhis rglgasg rglaīing īo a ruīurg pgriod or īimg (including inīgr alia concgrning our ruīurg busingss plans or growīh prospgcīs) arg rorward-looKing sīaīgmgnīs inīgndgd īo qualirQ ror īhg 'sarg harbor' undgr applicablg sgcuriīigs laws including īhg US Privaīg Sgcuriīigs Liīigaīion ngrorm Acī or Ṉ995. Such rorward-looKing sīaīgmgnīs involvg a numbgr or risKs and uncgrīainīigs īhaī could causg acīual rgsulīs īo dirrgr maīgriallQ rrom īhosg in such rorward-looKing sīaīgmgnīs. Thgsg risKs and uncgrīainīigs includg, buī arg noī limiīgd īo sīaīuīorQ and rggulaīorQ changgs, inīgrnaīional gconomic and busingss condiīions; poliīical or gconomic insīabiliīQ in īhg jurisdicīions whgrg wg havg opgraīions or which arrgcī global or Indian gconomic condiīions, incrgasg in non-pgrrorming loans, unanīicipaīgd changgs in inīgrgsī raīgs, rorgign gxchangg raīgs, gquiīQ pricgs or oīhgr raīgs or pricgs, our growīh and gxpansion in busingss, īhg adgquacQ or our allowancg ror crgdiī lossgs, īhg acīual growīh in dgmand ror banKing producīs and sgrvicgs, invgsīmgnī incomg, cash rlow projgcīions, our gxposurg īo marKgī risKs, changgs in India's sovgrgign raīing, as wgll as oīhgr risKs dgīailgd in īhg rgporīs rilgd bQ us wiīh īhg Uniīgd Sīaīgs Sgcuriīigs and «xchangg Commission. AnQ rorward-looKing sīaīgmgnīs conīaingd hgrgin arg basgd on assumpīions īhaī wg bgligvg īo bg rgasonablg as or īhg daīg or īhis rglgasg. ICICI ÐanK undgrīaKgs no obligaīion īo updaīg rorward-looKing sīaīgmgnīs īo rgrlgcī gvgnīs or circumsīancgs arīgr īhg daīg īhgrgor. Addiīional risKs īhaī could arrgcī our ruīurg opgraīing rgsulīs arg morg rullQ dgscribgd in our rilings wiīh īhg Uniīgd Sīaīgs Sgcuriīigs and «xchangg Commission. Thgsg rilings arg availablg aī https://www.sgc.gov.\n Highlights for Q1-2026\n Advances\n \n \n Key highlights for Q1-2026 (1/2)\n \n \n \n Earnings\n \n \n Profit before tax excluding treasury grew by 11.4% y-o-y to ₹ 156.90 bn in Q1-\n \n \n 2026\n \n \n Core operating profit grew by 13.6% y-o-y to ₹ 175.05 bn\n \n \n Profit after tax grew by 15.5% y-o-y to ₹ 127.68 bn in Q1-2026\n \n \n \n \n Deposits\n \n \n Period end total deposits grew by 12.8% y-o-y and were flat sequentially\n \n \n Average deposits grew by 11.2% y-o-y and 3.1% q-o-q at June 30, 2025\n...