FVCBankcorp, Inc. Announces Fourth Quarter and Full Year 2025 Earnings; 46% Increase in Net Income Compared to Prior Year

About this update from Fvcbankcorp, Inc.

[{"type":"text","content":"FAIRFAX, Va., January 20, 2026--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the "Company") today reported net income of $5.6 million for the quarter ended December 31, 2025 compared to net income of $4.9 million for the quarter ended December 31, 2024, an increase of $747 thousand, or 15%. Diluted earnings per share were $0.31 for the quarter ended December 31, 2025 compared to $0.26 for the quarter ended December 31, 2024, an increase of 19%.","length":464,"tagName":"p"},{"type":"text","content":"For the year ended December 31, 2025, the Company reported net income of $22.1 million, or $1.21 diluted earnings per share, an increase of $7.0 million, or 46%, compared to net income of $15.1 million, or $0.82 diluted earnings per share, for the year ended December 31, 2024.","length":277,"tagName":"p"},{"type":"text","content":"Fourth Quarter Selected Financial Highlights","length":44,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Pre-tax Pre-provision Operating Income Grows 32% Year-Over-Year. Net income increased to $5.6 million for the three months ended December 31, 2025 compared to $4.9 million for the three months ended December 31, 2024, an increase of $747 thousand, or 15%. Pre-tax pre-provision operating income (non-GAAP) (which excludes provision for credit losses and income taxes) increased 32%, or $2.0 million, to $8.4 million for the quarter ended December 31, 2025 compared to $6.4 million for the quarter ended December 31, 2024. Refer below to the "Reconciliation of Net Income (GAAP) to Pre-Tax Pre-Provision Operating Income (Non-GAAP)" for further information.","length":666,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Net Interest Margin Increased to 3.05%, the eighth consecutive quarter of improvement. For the quarter ended December 31, 2025, net interest margin improved 14 basis points to 3.05% from 2.91% for the three months ended September 30, 2025, and increased 28 basis points, or 10%, compared to 2.77% for the fourth quarter of 2024.","length":328,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Deposits Grow 7% Compared to Prior Year. Total deposits increased $126.7 million, or 7%, to $2.00 billion at December 31, 2025 compared to $1.87 billion at December 31, 2024. For the quarter, total deposits increased $19.4 million whe...

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