Business

FLAGSTAR FINANCIAL, INC. REPORTS SECOND QUARTER 2025 NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.19 PER DILUTED SHARE AND ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.14 PER DILUTED SHARE

Flagstar Financial, Inc. (NYSE: FLG) ("the Company"), today reported results for the three- and six-months ended June 30, 2025. Second quarter 2025 results, on an operating basis improved significantly compared to both the linked-quarter and year-earlier periods. The second quarter 2025 net loss was $70 million compared to a net loss of $100 million for the first quarter 2025, a 30% improvement and compared to a net loss of $323 million for the second quarter 2024, a $253 million or 78% improvem

articleFlagstar Bank, N.a.July 25, 202528/company/flagstar-financial-inc/news/flagstar-financial-inc-reports-second-100000549
FLAGSTAR FINANCIAL, INC. REPORTS SECOND QUARTER 2025 NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.19 PER DILUTED SHARE AND ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.14 PER DILUTED SHARE

About this update from Flagstar Bank, N.a.

[{"type":"list","items":[{"val":[{"type":"text","content":"ANNOUNCES PLANS TO ELIMINATE BANK HOLDING COMPANY","length":49,"tagName":"p"}]},{"val":[{"type":"text","content":"STRONG C&I MOMENTUM AS NEW LOAN ORIGINATIONS INCREASE 57% AND NEW COMMITMENTS RISE 80% ON A LINKED-QUARTER BASIS","length":116,"tagName":"p"}]},{"val":[{"type":"text","content":"CRITICIZED & CLASSIFIED ASSETS DECLINE 9% FROM PRIOR QUARTER AND 15% OVER FIRST HALF OF YEAR","length":96,"tagName":"p"}]},{"val":[{"type":"text","content":"CREDIT COSTS MODERATING AS PROVISION FOR CREDIT LOSSES DECLINED COMPARED TO FIRST QUARTER","length":89,"tagName":"p"}]},{"val":[{"type":"text","content":"RECORD PAR PAYOFFS INCLUDING 45% IN SUBSTANDARD LOANS DRIVE CRE EXPOSURE LOWER","length":78,"tagName":"p"}]},{"val":[{"type":"text","content":"DISCIPLINED EXPENSE MANAGEMENT PUSHES ADJUSTED OPERATING EXPENSES DOWN 5% COMPARED TO PRIOR QUARTER - ON TRACK TO MEET EXPENSE SAVE GOALS","length":137,"tagName":"p"}]},{"val":[{"type":"text","content":"NET INTEREST MARGIN INCREASED COMPARED TO PRIOR QUARTER","length":55,"tagName":"p"}]},{"val":[{"type":"text","content":"MAINTAINED STRONG CAPITAL AND LIQUIDITY POSITIONS","length":49,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":669,"olType":false},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"3","rowspan":"1","style":"PADDING-RIGHT:0.17em;PADDING-LEFT:0.17em;VERTICAL-ALIGN:BOTTOM;TEXT-ALIGN:CENTER;","val":[{"type":"text","content":"Second Quarter 2025 Summary","length":27,"tagName":"p","attribs":{}}]}]},{"val":[{"colspan":"3","rowspan":"1","style":"PADDING-RIGHT:0.17em;PADDING-LEFT:0.17em;VERTICAL-ALIGN:BOTTOM;TEXT-ALIGN:RIGHT;","val":[{"type":"text","content":"","length":0,"tagName":"p","attribs":{}}]}]},{"val":[{"colspan":"1","rowspan":"1","style":"PADDING-RIGHT:0.17em;PADDING-LEFT:0.17em;VERTICAL-ALIGN:BOTTOM;TEXT-ALIGN:CENTER;","val":[{"type":"text","content":"Asset Quality","length":13,"tagName":"p","attribs":{}}]},{"colspan":"1","rowspan":"2","style":"PADDING-RIGHT:0.17em;PADDING-LEFT:0.17em;VERTICAL-ALIGN:BOTTOM;TEXT-ALIGN:RIGHT;","val":[{"type":"text","content":"","length":0,"tagName":"p","attribs":{}}]},{"colspan":"1","rowspan":"1","style":"PADDING-RIGHT:0.17em;PADDING-LEFT:0.17em;VERTICAL-ALIGN:BOTTOM;TEXT-ALIGN:CENTER;","val":[{"type":"text","content":"Loans and Deposits","length":18,"tagName":"p","attribs":{}}]}]},...

More updates from Flagstar Bank, N.a.

basis pointsNET INTEREST MARGINOPERATING EXPENSESoperating expenses