Business
FirstSun Capital Bancorp Reports Fourth Quarter and Full Year 2025 Results
Fourth Quarter 2025 Highlights: Net income of $24.8 million, $0.88 per diluted share (adjusted, $26.9 million, $0.95 per diluted share, see the “Non-GAAP
About this update from Firstsun Capital Bancorp
[{"type":"text","content":"\nFourth Quarter 2025 Highlights:\n\n\n\nNet income of $24.8 million, $0.88 per diluted share (adjusted, $26.9 million, $0.95 per diluted share, see the “Non-GAAP Financial Measures and Reconciliations” below)\n\n\n\nNet interest margin of 4.18%\n\n\n\nReturn on average total assets of 1.17% (adjusted, 1.27%, see the “Non-GAAP Financial Measures and Reconciliations” below)\n\n\n\nReturn on average stockholders’ equity of 8.58% (adjusted, 9.31%, see the “Non-GAAP Financial Measures and Reconciliations” below)\n\n\n\nAverage loan growth of 8.5%, annualized\n\n\n\n24.3% noninterest income to total revenue1\n\n\n\n DENVER--(BUSINESS WIRE)--\nFirstSun Capital Bancorp (“FirstSun”) (NASDAQ: FSUN) reported net income of $24.8 million for the fourth quarter of 2025 compared to net income of $16.4 million for the fourth quarter of 2024. Earnings per diluted share were $0.88 for the fourth quarter of 2025 compared to $0.58 for the fourth quarter of 2024. Adjusted net income, a non-GAAP financial measure, was $26.9 million or $0.95 per diluted share for the fourth quarter of 2025 compared to $24.3 million or $0.86 per diluted share for the fourth quarter of 2024.\n\n\nNeal Arnold, FirstSun’s Chief Executive Officer and President, commented, “We are very pleased with our strong operating results in the fourth quarter. Among the highlights were our growth in net interest margin to a strong 4.18%, average loan growth of 8.5%, annualized and revenue growth driving our earnings growth. Our strategic focus on our C&I, consumer and service fee businesses has enabled us to continue to responsibly grow our franchise and deliver strong earnings once again this year. While we acknowledge the potential influence of macroeconomic and geopolitical risks, we look forward to the franchise opportunities ahead in 2026 and believe our business model and well diversified business mix will position us for continued success.\n\n\n“We are also encouraged with the progress we are making with the First Foundation team on operational integration planning and balance sheet optimization work. Finally, I want to thank all of our hard-working employees for their continued focus on creating a best-in-class bank while delivering value added solutions to all our customers throughout our footprint.”\n\n\nFourth Quarter 2025 Results\n\n\nNet income totaled $24.8 million, or ...