First United : Q2 2025 Investor Presentation

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[{"type":"text","content":"INVESTOR PRESENTATION\n Second Quarter 2025\n MyBank.com\n Table of Contents\n I.\n \n \n \n II. III.\n \n \n Corporate Overview Financial Performance Appendices\n \n \n Pg. 4\n \n \n \n Pg. 10\n \n \n \n Pg. 32\n \n \n \n Corporate Overview\n \n \n Overview Founded: 1900\n Headquarters: Oakland, MD\n Locations: 22 branches\n Business Lines:\n \n \n Commercial & Retail Banking\n \n \n Trust Services\n \n \n Wealth Management\n \n \n \n Ticker: FUNC (Nasdaq)\n Website: https://www.MyBank.com\n Our Mission\n Pittsburgh, PA\n Harrisburg, PA\n Star denotes Oakland, Maryland Headquarters\n Columbus, OH\n Morgantown, WV\n ●\n Maryland\n Winchester, VA\n ●\n Baltimore, MD\n Washington, DC\n West Virginia\n Richmond, VA\n 4\n \n \n To enrich the lives of our associates, customers, communities and shareholders through uncommon commitment to service and customized financial solutions.\n \n \n Core Markets\n \n West Region\n \n \n Central Region\n \n \n East Region\n \n \n Loans (000s)\n $328,514\n \n \n $451,096\n \n \n $595,634\n \n \n Deposits (000s)\n $125,005\n \n \n $746,858\n \n \n $519,345\n \n \n Deposit Market Share(1) (at June 30, 2024)\n 3%\n \n \n 45%\n \n \n 4%\n \n \n Branches\n \n \n 3\n \n \n 9\n \n \n 10\n \n Note: Out of market loans representing $128 million and $50 million in\n \n \n brokered CDs are not reflected in this table\n \n \n \n (1) Source: FDIC Market Share Data, most current. Deposit market share for each region includes the following counties:\n \n \n West: Monongalia, WV\n Central: Garrett, MD; Allegany, MD; Mineral, WV\n East: Washington, MD; Frederick, MD; Berkeley, WV\n 5\n Attention: This is an excerpt of the original content. To continue reading it, access the original document here.\n\t\t\t","length":7255,"tagName":"div"}]

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