Business
First Financial of Maryland Federal Credit Union Taps Scienaptic AI to Enhance Credit Decisioning and Improve Member Access and Lending Efficiency
NEW YORK, February 09, 2026--Scienaptic AI, a global leader in advanced credit decisioning technology, today announced that First Financial of Maryland Federal Credit Union (First Financial), headquartered in Sparks Glencoe, Maryland, has selected the Scienaptic platform to enhance its credit decisioning processes. The partnership supports First Financial’s ongoing efforts to modernize lending operations, improve consistency and efficiency, and responsibly expand access to credit for its members
About this update from First Financial Corporation
[{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":2000,"height":444,"url":"https://media.zenfs.com/en/business-wire.com/5647dd4bf5e889f5a2e28d4e81f50db7"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/QHaT725yokEQ3sNoieK9eA--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTIxMztjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/5647dd4bf5e889f5a2e28d4e81f50db7","width":960,"height":213},"resize_sm":{"url":"https://s.yimg.com/ny/api/res/1.2/7h_fTuVqUFckvBRHknjjUw--/YXBwaWQ9aGlnaGxhbmRlcjt3PTY0MDtoPTE0MjtjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/5647dd4bf5e889f5a2e28d4e81f50db7","width":640,"height":142},"lightbox":{"url":"https://s.yimg.com/ny/api/res/1.2/ffiA4ivfnibf3GbPTKdXzQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD01MzI7Y2Y9d2VicA--/https://media.zenfs.com/en/business-wire.com/5647dd4bf5e889f5a2e28d4e81f50db7","width":1200,"height":266}},"lazy":false},{"type":"text","content":"NEW YORK, February 09, 2026--(BUSINESS WIRE)--Scienaptic AI, a global leader in advanced credit decisioning technology, today announced that First Financial of Maryland Federal Credit Union (First Financial), headquartered in Sparks Glencoe, Maryland, has selected the Scienaptic platform to enhance its credit decisioning processes. The partnership supports First Financial’s ongoing efforts to modernize lending operations, improve consistency and efficiency, and responsibly expand access to credit for its members.","length":518,"tagName":"p"},{"type":"text","content":"Founded in 1953, First Financial has served members across Maryland for more than seven decades. With over $1.3 billion in assets and more than 77,000 members, the credit union is guided by its motto, "Don’t just bank, belong." First Financial is committed to delivering personalized, member-focused financial services that promote long-term financial well-being while maintaining prudent risk management and strong governance.","length":437,"tagName":"p"},{"type":"text","content":"Through this initiative, First Financial will leverage advanced analytics and decisioning support tools to complement its existing lending policies and underwriting framework. The enhanced platform is designed to help incorporate additional relevant data points, improve decision consistency and turnaround times, and support ...