Business
AM Best Affirms Credit Ratings of First American Title Insurance Group Members and First American Financial Corporation
OLDWICK, N.J., November 21, 2025--AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of "a" (Excellent) of First American Title Insurance Company (Omaha, NE) and its title affiliates, which are referred to as First American Title Insurance Group (FATIG). In addition, AM Best has affirmed the Long-Term ICR of "bbb" (Good) of the parent holding company, First American Financial Corporation (FAF) (Delaware) [NYSE: FAF].
About this update from First American Corporation (new)
[{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":2222,"height":1080,"url":"https://media.zenfs.com/en/business-wire.com/cdc0bc71f3c0110c796c3436ccc0b4ff"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/xq9mnO5rWxvHcM0DMCb5eQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTQ2NztjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/cdc0bc71f3c0110c796c3436ccc0b4ff","width":960,"height":467},"lightbox":{"url":"https://s.yimg.com/ny/api/res/1.2/UZOBDahDb7fUd9HZR2CjPg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD0xMTY2O2NmPXdlYnA-/https://media.zenfs.com/en/business-wire.com/cdc0bc71f3c0110c796c3436ccc0b4ff","width":1200,"height":583}},"lazy":false},{"type":"text","content":"OLDWICK, N.J., November 21, 2025--(BUSINESS WIRE)--AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of "a" (Excellent) of First American Title Insurance Company (Omaha, NE) and its title affiliates, which are referred to as First American Title Insurance Group (FATIG). In addition, AM Best has affirmed the Long-Term ICR of "bbb" (Good) of the parent holding company, First American Financial Corporation (FAF) (Delaware) [NYSE: FAF]. The outlook of these Credit Ratings (ratings) is stable. (See below for a detailed listing of the companies and ratings.)","length":658,"tagName":"p"},{"type":"text","content":"The ratings reflect FATIG’s balance sheet strength, which AM Best assesses as strongest, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management (ERM).","length":210,"tagName":"p"},{"type":"text","content":"FATIG’s strongest balance sheet strength is supported by its risk-adjusted capitalization at the strongest level, as measured by Best’s Capital Adequacy Ratio (BCAR), strong surplus levels and conservative investment strategy. In addition, FATIG benefits from a strong franchise value, financial flexibility and operational support from FAF, which maintains a conservative level of financial leverage and solid interest coverage. The assessment of adequate operating performance is supported by the group's operating results, which are aligned with the industry composite averages. FATIG is the second-largest underwriter in the U.S. title i...