Press release
Fifth Third Bancorp Reports Third Quarter 2025 Diluted Earnings Per Share of $0.91
Strong revenue growth and expense discipline drives 4th consecutive quarter of positive operating leverage Reported results included a negative $0.02 impact

About this update from Fifth Third Bancorp
[{"type":"text","content":"\nStrong revenue growth and expense discipline drives 4th consecutive quarter of positive operating leverage\n\n\nReported results included a negative $0.02 impact from certain items on page 2\n\n\n CINCINNATI--(BUSINESS WIRE)--\nFifth Third Bancorp (NASDAQ: FITB):\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n\n\n \n\n\n\n\n\n\nKey Financial Data\n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\nKey Highlights\n\n\n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n\n\n \n\n\n\n\n\n\n$ in millions for all balance sheet and income statement items\n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n3Q25\n\n\n\n\n\n\n \n\n\n\n\n\n\n2Q25\n\n\n\n\n\n\n \n\n\n\n\n\n\n3Q24\n\n\n\n\n\n\n \n\n\n\n\n\n\nStability:\n\n\n\n\n\n3% demand deposit growth year-over-year; Interest-bearing liabilities costs down for the fifth consecutive quarter\n\n\n\n\n\nCommercial NPAs improved 14% from 2Q25\n\n\n\n\n\nTangible book value per share(a) grew 7% year-over-year\n\n\n\n\nProfitability:\n\n\n\n\n\nNet interest margin expanded for the 7th consecutive quarter and NII increased 7% year-over-year\n\n\n\n\n\nStrong fee performance driven by 28% growth in capital markets fees and 9% growth in wealth and asset management revenue from 2Q25\n\n\n\n\n\nDisciplined expense management; efficiency ratio(a) of 54.9%; adjusted efficiency ratio(a) of 54.1%, an improvement of 180 bps year-over-year\n\n\n\n\nGrowth:\n\n\n\n\n\n6% loan growth compared to 3Q24; annual loan growth accelerated to highest level in over two years\n\n\n\n\n\nConsumer household growth of 3%, including 7% in the Southeast\n\n\n\n\n\nAssets under management of $77B, up 12% compared to 3Q24\n\n\n\n\n \n\n\n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n\n\n \n\n\n\n\n\n\nIncome Statement Data\n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n \n\n\n\n\n\n\n\n\n \n\n\n\n\n\n\nNet income available to common shareholders\n\n\n\n\n\n\n$608\n\n\n\n\n\n\n \n\n\n\n\n\n\n$591\n\n\n\n\...