Business
Americans Grow More Risk Averse and Financially Stressed, New F&G Survey Finds, as Affordability Pressures Threaten Retirement Preparedness
American investors1 are becoming increasingly risk averse as affordability pressures erode financial confidence and reshape retirement planning, according to a new survey from F&G Annuities & Life, Inc. (NYSE: FG) (F&G), a leading provider of insurance solutions serving retail annuity and life customers and institutional clients.
About this update from F&g Annuities & Life, Inc.
[{"type":"text","content":"In Sixth Annual Study, 77% of Americans Pull Back on Risk as Healthcare, Inflation and AI Fuel Financial Fears","length":110,"tagName":"p","attribs":{}},{"type":"text","content":"DES MOINES, Iowa, Jan. 28, 2026 /PRNewswire/ -- American investors1 are becoming increasingly risk averse as affordability pressures erode financial confidence and reshape retirement planning, according to a new survey from F&G Annuities & Life, Inc. (NYSE: FG) (F&G), a leading provider of insurance solutions serving retail annuity and life customers and institutional clients.","length":391,"tagName":"p"},{"type":"text","content":"F&G's sixth annual Risk Tolerance Tracker asked American investors how the events of the past 12 months have impacted their views on retirement and risk, as well as the financial issues they are concerned about for the year ahead. More than three-quarters (77%) of Americans say the events of the past 12 months have made them more financially cautious, up four percentage points from last year, as affordability and uncertainty around long-term financial security continue to weigh on household confidence.","length":515,"tagName":"p"},{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":238,"url":"https://media.zenfs.com/en/prnewswire.com/1ab39cfebb680dda98963f1e7dc90932"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/nQjflfK0.j25qM.SEowv_g--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTQxOTtjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/1ab39cfebb680dda98963f1e7dc90932","width":400,"height":238}},"href":"https://mma.prnewswire.com/media/2869922/FG_Annuities_Graph.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":""Affordability pressures are no longer a short-term challenge; they can have lasting effects on how Americans prepare for retirement," said Chris Blunt, Chief Executive Officer of F&G. "As households manage higher everyday living costs, many are feeling more financially stressed at a time when long-term security and planning should be a priority. Our sixth annual survey underscores how many Americans are recalibrating risk and rethinking their plans, as well as the importance of taking meaningful steps to build a more confident financial future."","length":57...