Business
Guild Mortgage Adopts FICO Score 10 T to Grow Underserved and First-Time Homebuyers
BOZEMAN, Mont., June 11, 2025--FICO (NYSE: FICO), a leading analytics software company, today announced that Guild Mortgage, a leading national mortgage lender, has adopted FICO® Score 10 T for non-GSE mortgage loans. This strategic move underscores Guild's commitment to leveraging advanced analytics to responsibly extend credit to a broader range of borrowers.
About this update from Fair Isaac Corporation
[{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":1800,"height":644,"url":"https://media.zenfs.com/en/business-wire.com/e66aa3e3fa0f88b71cf3621d959a5ff3"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/zhPbWj3YyyUm0P1fHPTGIQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTM0MztjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/e66aa3e3fa0f88b71cf3621d959a5ff3","width":960,"height":343},"lightbox":{"url":"https://s.yimg.com/ny/api/res/1.2/bQY6lUSxg.fw390kDOh.FQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD04NTg7Y2Y9d2VicA--/https://media.zenfs.com/en/business-wire.com/e66aa3e3fa0f88b71cf3621d959a5ff3","width":1200,"height":429}},"lazy":false},{"type":"text","content":"FICO’s most predictive credit score to help Guild to grow borrower base while maintaining portfolio performance","length":111,"tagName":"p","attribs":{}},{"type":"text","content":"BOZEMAN, Mont., June 11, 2025--(BUSINESS WIRE)--FICO (NYSE: FICO), a leading analytics software company, today announced that Guild Mortgage, a leading national mortgage lender, has adopted FICO® Score 10 T for non-GSE mortgage loans. This strategic move underscores Guild's commitment to leveraging advanced analytics to responsibly extend credit to a broader range of borrowers.","length":384,"tagName":"p"},{"type":"text","content":"FICO® Score 10 T is FICO’s newest and most predictive credit scoring model, incorporating trended credit bureau data that captures a consumer’s credit behavior over time. Guild is widely known for its commitment to serving first-time homebuyers and individuals with limited traditional credit. Embracing FICO Score 10 T is a key step in Guild’s forward-looking approach to serving the next generation of homebuyers through innovative lending solutions and a continued focus on expanding access to affordable, sustainable mortgage options.","length":538,"tagName":"p"},{"type":"text","content":""Guild Mortgage is proud to adopt FICO Score 10 T as part of our continued effort to make homeownership more accessible," said David Battany, executive vice president of Capital Markets at Guild Mortgage. "FICO Score 10 T’s predictive power helps us better price and manage risk across the life of the loan which will be a critical advantage for both our business and our customers."","length...