Business
Grab Finance Expands Credit Access Across Southeast Asia Using FICO Platform, Delivering 22 Workflows in Six Countries
SINGAPORE, February 05, 2026--FICO (NYSE: FICO)
About this update from Fair Isaac Corporation
[{"type":"text","content":"Region’s leading superapp advances financial inclusion for millions by applying advanced decisioning to behavioral data","length":119,"tagName":"p","attribs":{}},{"type":"text","content":"SINGAPORE, February 05, 2026--(BUSINESS WIRE)--FICO (NYSE: FICO)","length":64,"tagName":"p"},{"type":"text","content":"Highlights:","length":11,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Grab Finance has increased credit offer eligibility rates for its users by nearly 50%","length":85,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Grab Finance implemented 22 decision workflows across six countries in Southeast Asia in under eight months","length":107,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Grab Finance has won a 2026 FICO® Decision Award for Financial Inclusion","length":72,"tagName":"p","attribs":{}}]}],"tagName":"ul","bulletedList":true,"length":264,"olType":false},{"type":"text","content":"Grab Finance, the financial services arm of Southeast Asia's leading superapp, is using the industry-leading capabilities of FICO® Platform to transform credit access across the region. By implementing more than 22 decision workflows across six countries, the company has increased credit offer eligibility rates by nearly 50% for its users while serving more than 46 million consumers, plus millions of merchants and drivers across its ecosystem. The transformation has enabled more of Grab’s drivers, merchants, and passengers to not just access formal credit, but to do this at a much faster rate.","length":604,"tagName":"p"},{"type":"text","content":"The solution uses appropriate behavioral data, including ride frequency, merchant revenues and payment history, supported by the industry-leading capabilities of FICO Platform to enable automated pre-approved offers across Grab’s ecosystem, in line with applicable laws/regulations in the region and Grab’s privacy commitments.","length":327,"tagName":"p"},{"type":"text","content":"More information: https://www.fico.com/en/fico-platform","length":55,"tagName":"p"},{"type":"text","content":""Grab saw a strategic opportunity to make financing in Southeast Asia more accessible by leveraging our superapp ecosystem and behavioral data," said Andre Tan, Regional Head, Lending Risk Platforms at Grab Finance. "Using FICO Platform, we ...