EZCORP Reports Fourth Quarter and Full Year Fiscal 2025 Results

About this update from Ezcorp, Inc.

[{"type":"text","content":"Record Q4 and Full Year Revenue & PLOStrong Growth in Diluted EPS & Adjusted EBITDA AUSTIN, Texas, Nov. 13, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its fourth quarter and full year ended September 30, 2025. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles (“GAAP”) and comparisons shown are to the same period in the prior year. FOURTH QUARTER HIGHLIGHTS Net income increased 76% to $26.7 million. On an adjusted basis1, net income increased 45% to $26.8 million.Diluted earnings per share (EPS) increased 62% to $0.34. On an adjusted basis1, diluted earnings per share increased 36% to $0.34.Adjusted EBITDA increased 33% to $47.9 million.Total revenues increased 14% to $336.8 million, while gross profit increased 13% to $198.6 million.Pawn loans outstanding (PLO) increased 12% to $307.5 million.Grew our footprint by 24 stores, including 17 de novo stores, 8 acquired stores and the consolidation of 1 store. FULL YEAR 2025 HIGHLIGHTS Net income was $109.6 million, an increase of $26.5 million. On an adjusted basis1, net income increased 30%.Diluted earnings per share increased 29% to $1.42. On an adjusted basis1, diluted earnings per share increased 27% to $1.43.Adjusted EBITDA increased by 26% to $191.2 million.Total revenues increased 10% to $1,274.3 million, while gross profit increased 9% to $746.1 million.Grew our footprint by 81 stores including 52 acquired stores, 40 de novo stores and the consolidation of 11 stores. CEO COMMENTARY AND OUTLOOK Lachie Given, Chief Executive Officer, stated, “Fiscal 2025 was another exceptional year for EZCORP, with record full-year revenue and all-time high PLO. This superior performance reflects resilient demand for immediate cash solutions and high-quality, cost-effective secondhand goods. We converted that demand into strong bottom-line growth, demonstrating the operating leverage of our platform at scale and the expertise of our team, with adjusted EBITDA up 26% to $191.2 million and adjusted diluted EPS up 27% to $1.43. “Over the year, we successfully executed our growth strategy with disciplined acquisitions in the U.S. and Mexico and continued de novo expansion across Latin America. In fiscal 2025, w...

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