Business
Experian: Nearly Half of U.S. Renters Anticipate Buying a Home Within Four Years
COSTA MESA, Calif., November 18, 2025--New research from Experian, a global data and technology leader, spotlights U.S. renters’ current sentiments around the prospect of homeownership.
About this update from Experian Plc
[{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":480,"height":229,"url":"https://media.zenfs.com/en/business-wire.com/5347e5db95a47e5fa7ae53b18093e2ca"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/4KB71pvhlhVnxgKKT4w7Bg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTQ1ODtjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/5347e5db95a47e5fa7ae53b18093e2ca","width":480,"height":229}},"lazy":false},{"type":"text","content":"New research spotlights renters’ current sentiments around homeownership and the value of Experian’s credit and alternative data in helping to close the homeownership gap","length":170,"tagName":"p","attribs":{}},{"type":"text","content":"COSTA MESA, Calif., November 18, 2025--(BUSINESS WIRE)--Against the backdrop of significant changes to the mortgage industry, new research1 from Experian®, a global data and technology leader, spotlights U.S. renters’ current sentiments around the prospect of homeownership and reveals nearly half (47%) believe they’ll be ready to purchase a home within the next four years. That figure jumps to 67% when looking over the next eight years.","length":440,"tagName":"p"},{"type":"text","content":"Gen Zers and millennials appear to be the most optimistic about the prospects of homeownership, with 48% of Gen Z non-homeowners and 50% of millennial non-homeowners indicating they’ll be in a position to buy a home by 2029.","length":224,"tagName":"p"},{"type":"text","content":"Consumers’ sentiment about the prospects of homeownership come at an interesting time for the mortgage industry, following the Federal Housing Finance Agency (FHFA) and Director Pulte’s recent approval of VantageScore® 4.0 for use in mortgage decisions. The more modern scoring model considers rental payments and other forms of alternative data, making it especially beneficial for renters pursuing homeownership who consistently pay their bills on time but may have limited credit histories.","length":493,"tagName":"p"},{"type":"text","content":"As the first credit reporting agency to include positive rent payments in credit reports and the operator of the industry’s largest rental database, Experian’s data is at the center of this transformation. The growing use of expanded data in mortgage decisions underscores how Experian’s comprehensiv...