Business

Experian Data Shows Personal Loans Are Becoming a Go‑to Tool for Financial Control

COSTA MESA, Calif., March 18, 2026--Recent analysis from Experian shows that fixed-rate personal loans are playing a growing role in helping consumers take control of their finances.

articleExperian PlcMarch 18, 20265/company/experian-plc/news/experian-data-shows-personal-loans-are-becoming-a-goto-tool-for-financial-control
Experian Data Shows Personal Loans Are Becoming a Go‑to Tool for Financial Control

About this update from Experian Plc

[{"type":"image","alt":"According to Experian data, 38% of U.S. consumers with a credit file currently have at least one personal loan account on file, a figure that has steadily increased since 2017.","displaySize":"","headline":null,"caption":"According to Experian data, 38% of U.S. consumers with a credit file currently have at least one personal loan account on file, a figure that has steadily increased since 2017.","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":480,"height":270,"url":"https://media.zenfs.com/en/business-wire.com/99e8c76d870ba4e556e924356a56f328"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/wysrADEtoqw4U.wLjDOmSw--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTU0MDtjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/99e8c76d870ba4e556e924356a56f328","width":480,"height":270}},"lazy":false},{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":480,"height":229,"url":"https://media.zenfs.com/en/business-wire.com/f8ed942ef4005f11b846da5c8d3128e3"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/1REKCPTfHLZfbBjHS1yJ5A--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTQ1ODtjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/f8ed942ef4005f11b846da5c8d3128e3","width":480,"height":229}}},{"type":"text","content":"Experian helps consumers find personal loan options that fit their financial needs using trusted data, AI driven insights, and personalized guidance","length":148,"tagName":"p","attribs":{}},{"type":"text","content":"COSTA MESA, Calif., March 18, 2026--(BUSINESS WIRE)--As consumers continue navigating rising household expenses and record‑high credit card interest rates, recent analysis from Experian shows that fixed-rate personal loans are playing a growing role in helping consumers take control of their finances, with many seeking more cost‑effective ways to access credit or manage their debt.","length":384,"tagName":"p"},{"type":"text","content":"According to Experian data, 38% of U.S. consumers with a credit file currently have at least one personal loan account on file, a figure that has steadily increased since 2017. Personal loan balances also continue to rise, increasing from $192.9 billion in 2024 to $207.1 billion in 2025 — a 7.4% jump. Interest in personal loans rose 16% in 2025 based on lender...

More updates from Experian Plc

personal loanExperianfinancial decisionsExperian Marketplacecredit card