Delhi Bank Corp. announces increase in quarterly cash dividend

FOR IMMEDIATE RELEASE DELHI BANK CORP. ANNOUNCES 5% INCREASE IN QUARTERLY CASH DIVIDEND DELHI, N.Y., June 23, 2005 - Delhi Bank Corp. (PINKSHEETS: DWNX.PK), The Delhi Bank Corp. Board of Directors declared a second quarter 2005 cash dividend of $0.21 per share at a meeting held on June 22, 2005. This quarterly cash dividend represents a 5% increase over the $0.20 per share declared for the quarters ending March 2005 and December 2004. The dividend will be paid on or about July 15, 2005 to shareholders of record as of the close of business on June 30, 2005. Delhi Bank Corp. is a New York Chartered bank holding company headquartered in Delhi, New York. As of March 31, 2005, Delhi Bank Corp. had assets of $154.0 million and Stockholders' equity of $14.4 million. CONTACT: Delhi Bank Corp. Robert W. Armstrong, President/CEO (607) 746-0730