Business
Community Bancorp. Reports Fourth Quarter and Full Year 2025 Financial Results
DERBY, VT / ACCESS Newswire / January 27, 2026 / Community Bancorp. (OTCQX:CMTV), the parent company of Community National Bank (the "Bank"), reported
About this update from Community Bancorp.
[{"type":"text","content":"DERBY, VT / ACCESS Newswire / January 27, 2026 / Community Bancorp. (OTCQX:CMTV), the parent company of Community National Bank (the \"Bank\"), reported consolidated earnings for the fourth quarter ended December 31, 2025, of $4.6 million or $0.83 per share, an increase of $536,850 or 13.10% compared to $4.1 million or $0.73 per share reported for the fourth quarter of 2024. Full year earnings for 2025 were $17 million or $3.01 per share, compared to $12.8 million or $2.28 per share for the prior year period, a significant increase of $4.2 million or 32.93%. On a per share basis, earnings increased 13.70% in the 2025 fourth quarter to $0.83 per share compared to the prior year period; on an annual basis, earnings per share of $3.01 increased 32.02% year-over-year.Full Year 2025 and Fourth Quarter 2025 Financial Highlights and Key Performance Indicators (KPIs):(Unaudited) Year Ended Quarter Ended December 31, 2025 December 31, 2025 Return on average assets 1.41% 1.49%Pre-tax, pre-provision net revenue return on average assets (1) 1.81% 1.91%Return on average shareholders' equity 16.04% 16.37%Net Interest Margin 3.68% 3.81%Efficiency Ratio 57.0% 56.5%Noninterest expense to average assets 2.25% 2.32%Net loan (recoveries) charge-offs as a percentage of average loans 0.04% 0.04%Dividend payout 32.55% 30.21%Fully diluted tangible book value per common share (1) $18.29 $18.29 Total capital to risk-weighted assets (2) 15.20% 15.20%Total common equity tier 1 capital to risk-weighted assets (2) 13.95% 13.95%Tier I Capital to Average Assets (2) 10.28% 9.90%Tangible common equity to tangible assets (1) 8.00% 8.00%Earnings per common share $3.01 $0.83 Weighted average number of common sharesused in computing earnings per share 5,602,905 5,586,738 Refer to the \"Reconciliation of GAAP to Non-GAAP Measures\" section of this document for additional detail.Represents Bank-only ratios. Current period capital ratios are preliminary subject to finalization of the Bank's December 31, 2025 FDIC Call Report.Total assets for the Company at December 31, 2025, were $1.29 billion, an increase of $38.6 million from year end 2024, a 3.09% year-over-year increase. Contributing to the Company's year-over-year growth in assets was growth in the Company's gross loan portfolio of $37 million, or 4.02%, compared to year end 2024 as well as an increase in cash of ...