Business
Coface closes another strong year with 2025 net income at €222.0m, solvency at 197% and an 84% distribution for a proposed dividend of €1.25 per share
Coface closes another strong year with 2025 net income at €222.0m, solvency at 197% and an 84% distribution for a proposed dividend of €1.25 per share Paris, 19 February 2026 - 17.35 Turnover: €1,847m, up +1.3% at constant FX and perimeter Insurance revenue is up +0.6% at constant FX, while customer activity is up +2.6%Client retention remains at a high level (+92.9%), while pricing remains negative at -1.6%, in line with historical trendsNon-insurance activities (factoring, information services
About this update from Coface Sa
[{"type":"image","alt":"Coface SA","displaySize":"","headline":null,"caption":"Coface SA","className":"","disableSlideshowImg":false,"size":{"original":{"width":300,"height":135,"url":"https://media.zenfs.com/en/globenewswire.com/1620a6ef0ca1cee454347386fab04a20"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/TYkJ.RM.SvkfEzt_1R8Ojg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTQyMDtoPTE4OTtjZj13ZWJw/https://media.zenfs.com/en/globenewswire.com/1620a6ef0ca1cee454347386fab04a20","width":300,"height":135}},"lazy":false},{"type":"text","content":"Coface closes another strong year with 2025 net income at €222.0m, solvency at 197% and an 84% distribution for a proposed dividend of €1.25 per share","length":150,"tagName":"p"},{"type":"text","content":"Paris, 19 February 2026 - 17.35","length":31,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Turnover: €1,847m, up +1.3% at constant FX and perimeter","length":56,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Insurance revenue is up +0.6% at constant FX, while customer activity is up +2.6%","length":81,"tagName":"p"}]},{"val":[{"type":"text","content":"Client retention remains at a high level (+92.9%), while pricing remains negative at -1.6%, in line with historical trends","length":122,"tagName":"p"}]},{"val":[{"type":"text","content":"Non-insurance activities (factoring, information services and debt collection) grow by +7.8% to €166.2m. The double-digit growth in information services continues (+16.2% at constant FX and +18.8% including Cedar Rose). Debt collection is up +24.4% and factoring is down slightly, by -2.7%","length":289,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":492,"olType":false}]},{"val":[{"type":"text","content":"Net loss ratio at 40.3%, up 5.1 ppts; net combined ratio at 73.1%, up 7.6 ppts","length":78,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Gross loss ratio at 37.5%, up 4.1 ppts year-on-year with still high opening year reserving and high reserve releases","length":116,"tagName":"p"}]},{"val":[{"type":"text","content":"Net cost ratio up 2.6 ppts to 32.8% reflecting continued investment and modest revenue growth","length":93,"tagName":"p"}]},{"val":[{"type":"text","content":"Net combined ratio in Q4-25 at 76.6%, up 7.9 ppts, above our mid-cycle targets","length":78,"tagName":"p"}]}],"tagName":"ul","bullet...