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Capital One Announces Preliminary Stress Capital Buffer Requirement
Capital One Financial Corporation (NYSE: COF) today announced the company's preliminary Stress Capital Buffer Requirement ("SCB"), as calculated by the Board of Governors of the Federal Reserve System (the "Federal Reserve") 2025 Comprehensive Capital Analysis and Review process ("CCAR"), is 4.5 percent, effective October 1, 2025. Capital One's previously disclosed SCB of 5.5 percent, as calculated by the Federal Reserve 2024 CCAR process, will remain in effect through the end of the third quart
About this update from Capital One Financial Corporation
[{"type":"text","content":"MCLEAN, Va., July 1, 2025 /PRNewswire/ -- Capital One Financial Corporation (NYSE: COF) today announced the company's preliminary Stress Capital Buffer Requirement ("SCB"), as calculated by the Board of Governors of the Federal Reserve System (the "Federal Reserve") 2025 Comprehensive Capital Analysis and Review process ("CCAR"), is 4.5 percent, effective October 1, 2025. Capital One's previously disclosed SCB of 5.5 percent, as calculated by the Federal Reserve 2024 CCAR process, will remain in effect through the end of the third quarter of 2025.","length":611,"tagName":"p"},{"type":"image","alt":"Capital One Financial (PRNewsfoto/Capital One Financial Corporation)","displaySize":"","headline":null,"caption":"Capital One Financial (PRNewsfoto/Capital One Financial Corporation)","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":144,"url":"https://media.zenfs.com/en/prnewswire.com/573eeac19db828edb330202365f39f3b"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/hs06vpJHZ0WMeUNZvhFu8g--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTI1NDtjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/573eeac19db828edb330202365f39f3b","width":400,"height":144}},"href":"https://mma.prnewswire.com/media/1177534/Capital_One_Logo.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"In April 2025, the Federal Reserve issued a notice of proposed rulemaking to amend the calculation of the SCB. The proposal would average stress test results over two consecutive years for purposes of determining the SCB requirement. The proposal has not yet been finalized, and our preliminary SCB disclosed above has been calculated under the current framework and does not reflect the proposed averaging.","length":419,"tagName":"p"},{"type":"text","content":"Forward-Looking StatementsCertain statements in this release may constitute forward-looking statements, which involve a number of risks and uncertainties. Forward-looking statements often use words such as "will," "anticipate," "target," "expect," "think," "estimate," "intend," "plan," "goal," "believe," "forecast," "outlook" or other words of similar meaning. Any forward-looking stateme...