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New study finds AI models prefer Bitcoin and digital money over traditional fiat currency

The Bitcoin Policy Institute (BPI), a nonpartisan research organization, released new research today examining how frontier AI models would choose to transact if they were operating as autonomous economic agents. The study tested 36 models from six leading AI providers—Anthropic, DeepSeek, Google, MiniMax, OpenAI, and xAI—across 9,072 open-ended monetary scenarios designed to be neutral, with no suggested currencies or predetermined answers.

articleBitcoinMarch 3, 20262/company/bitcoin/news/new-study-finds-ai-models-prefer-bitcoin-and-digital-money-over-traditional-fiat-currency
New study finds AI models prefer Bitcoin and digital money over traditional fiat currency

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[{"type":"text","content":"WASHINGTON, March 3, 2026 /PRNewswire/ -- The Bitcoin Policy Institute (BPI), a nonpartisan research organization, released new research today examining how frontier AI models would choose to transact if they were operating as autonomous economic agents. The study tested 36 models from six leading AI providers—Anthropic, DeepSeek, Google, MiniMax, OpenAI, and xAI—across 9,072 open-ended monetary scenarios designed to be neutral, with no suggested currencies or predetermined answers.","length":492,"tagName":"p"},{"type":"image","alt":"Bitcoin Policy Institute: Moneyforai.org","displaySize":"","headline":null,"caption":"Bitcoin Policy Institute: Moneyforai.org","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":283,"url":"https://media.zenfs.com/en/prnewswire.com/1ce67be99379ebea44950a7126dbe979"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/5RSIJkwFXFGvNGDjnhk4qQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTQ5OTtjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/1ce67be99379ebea44950a7126dbe979","width":400,"height":283},"resize_sm":{"url":"https://s.yimg.com/ny/api/res/1.2/cfwum6EMciZV80xIZmaHdQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTY0MDtoPTQ1MztjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/1ce67be99379ebea44950a7126dbe979","width":400,"height":283}},"href":"https://mma.prnewswire.com/media/2924918/Bitcoin_Policy_Institute.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"Key Findings","length":12,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Bitcoin came out on top at 48.3% of all responses, more than any other option.","length":78,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Stablecoins followed at 33.2%.","length":30,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":30,"olType":false}]},{"val":[{"type":"text","content":"AI models overwhelmingly rejected fiat: +90% of responses favored digitally-native money (including dollar-pegged stablecoins) over traditional fiat. Not a single model out of 36 chose fiat as its top preference.","length":212,"tagName":"p"}]},{"val":[{"type":"text","content":"Bitcoin dominated store of value at 79.1%. In scenarios about preserving value long-term, Bitcoin was the strongest consensus on any single question in the study.","length":162,"tagName":"p"}]},{"val":[{"type":"text","c...

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