Business
Better Home & Finance Holding Company Announces Fourth Quarter 2025 Results
Better exceeds prior guidance on Tinman AI Platform Funded Loan Volume, reiterates guidance, and establishes Q1 2026 outlook In Q4 2025, Funded Loan Volume
About this update from Better Home & Finance Holding Company
[{"type":"text","content":"\nBetter exceeds prior guidance on Tinman AI Platform Funded Loan Volume, reiterates guidance, and establishes Q1 2026 outlook\n\n\n\nIn Q4 2025, Funded Loan Volume grew 56% year over year versus industry growth of 4%, while revenue grew 77% year over year\n\n\n\nTinman AI Platform Funded Loan Volume reached $646 million in Q4 2025, up 34% quarter-over-quarter, representing more than 40% of Funded Loan Volume, and exceeding prior guidance of $600 million\n\n\n\nTinman AI Platform partnerships launched in Q4 2025 grew approximately 100% month-over-month throughout Q4 in initial rollout to less than 1% of partners’ combined customer base of over 150 million customers\n\n\n\nIntroducing Q1 2026 guidance and reaffirming the previously stated outlook for Loan Volume and Adjusted EBITDA breakeven\n\n\n\n NEW YORK--(BUSINESS WIRE)--\nBetter Home & Finance Holding Company (NASDAQ: BETR; BETRW) (“Better,” the “Company,” “our” or “we”), the AI-native mortgage and home equity finance company, today reported financial results for its fourth quarter.\n\n\n“The fourth quarter was about positioning the Company for a material ramp in Funded Loan Volume. The early data speaks for itself as we transition from a D2C originator to an AI-native lending platform with rapidly expanding distribution,” said Vishal Garg, CEO and Founder of Better. “With the Tinman AI platform and several landmark partnerships scaling, we believe we are defining the next frontier in home finance.”\n\n\nIn Q4 2025, Better launched its partnership with Intuit Credit Karma, one of the largest consumer finance platforms in the United States with more than 140 million members. Through the partnership, Credit Karma is expanding from its roots as a lead-generation platform into a mortgage originator by leveraging Better’s Tinman AI platform.\n\n\nIn just five months, Credit Karma Home Loans powered by Better has already generated more than 30,000 mortgage pre-approvals. Adoption remains early; the product has reached less than 1% of Credit Karma’s estimated eligible member base.\n\n\n“We are seeing growing inbound interest from brokers, banks, and non-bank lenders following our recent partnership launches. Our integration with ChatGPT is also opening a new distribution channel for the Tinman AI platform, and we are actively working with prospective partners to integrate Tinman i...