Business
PT Bank OCBC NISP Tbk : Enabling Business Owners to Accept Cashless Payments Easily, OCBC Introduces “OCBC Merchant” as Digital Solution
PT Bank OCBC NISP Tbk : Enabling Business Owners to Accept Cashless Payments Easily, OCBC Introduces “OCBC Merchant” as Digital
About this update from Pt Bank Ocbc Nisp Tbk
[{"type":"text","content":"Jakarta, 3 July 2025 - As part of its efforts to support the acceleration of digitalization among micro, small, and medium enterprises (MSMEs) in Indonesia, OCBC launches OCBC Merchant, a digital platform that enables business owners to accept cashless payments easily and efficiently.\n \n \n In 2023, data from the Indonesian Chamber of Commerce and Industry (Kadin) recorded that the number of MSMEs in Indonesia reached 66 million. These businesses contributed 61% of Indonesia's Gross Domestic Product (GDP), equivalent to IDR9,580 trillion . In line with Bank Indonesia's target to encourage 58 million MSMEs to adopt QRIS by 2025, OCBC is committed to being part of the solution by offering digital innovations that directly address the needs of business owners.\n \n \n OCBC Merchant is an application designed to help business owners #DareToLevelUp, offering three main features:\n \n Static QRIS for Quick and Easy Payments\n Business owners can display a static QRIS code that customers can scan for payment, with no additional device required. The QRIS code can be downloaded directly through the OCBC Merchant app.\n Real-Time Transaction Notifications & Information\n Business owners can immediately view transactions occurring at selected outlets, including daily revenue totals, making it easier to monitor business performance.\n Integrated Transaction History and Fund Disbursement\n All transactions are automatically recorded, including fund disbursement history from all owned outlets. A date filter feature is also available to allow flexible business performance reviews.\n \n Yenny Tandias, Merchant Solution Head at OCBC, said, \"We understand that business owners today not only need convenience in receiving payments, but also require transparency, speed, and control over their businesses. Through OCBC Merchant, we aim to deliver a relevant, user-friendly solution that empowers MSMEs to level up in the digital era.\"\n \n \n OCBC applies a Merchant Discount Rate (MDR) for QRIS in accordance with Bank Indonesia's policy. For micro-businesses, the MDR is set at 0% for transactions below IDR 500,000, and 0.3% for transactions above IDR 500,000. Meanwhile, for regular merchants, the MDR is set at 0.7%, for education at 0.6%, for fuel stations (SPBU) at 0.4%, and 0% for merchants related to social assistance and donations. These pro...