Business
Bank Leumi met the challenging targets it set for 2025: Record Net income - NIS 10.3 billion ($3.2 billion); High double-digit ROE - 15.8%; An unprecedented dividend of approx. NIS 6 billion ($1.9 billion)
Bank Leumi (TASE: LUMI) published today its financial statements for 2025:
About this update from Bank Leumi Le-israel B.m.
[{"type":"list","items":[{"val":[{"type":"text","content":"Responsible growth in the loan portfolio: an increase of 14.1% in 2025 – significantly higher than the set strategic target (an increase of 8%-10%). The corporate portfolio grew by 20.5%, with a leap in national infrastructure","length":226,"tagName":"p"}]},{"val":[{"type":"text","content":"The growth in the loan portfolio was achieved while improving credit quality indicators: NPL ratio is among the lowest in the banking system – 0.40%, and loan loss expense rate of only 0.09% in 2025","length":198,"tagName":"p"}]},{"val":[{"type":"text","content":"Total capital return (cash dividend and share buyback) for 2025 amounted to NIS 5.9 billion ($1.9 billion) – which constitutes 58% of the annual net income – above the set strategic target (at least 50% of the net income). ","length":222,"tagName":"p"}]},{"val":[{"type":"text","content":"Due to the accelerated implementation of an advanced AI strategy and the integration of new technologies, including in the cloud sphere, Leumi's efficiency ratio remains low over time and is one of the best in the global financial system: 29.3%","length":248,"tagName":"p"}]},{"val":[{"type":"text","content":"Robust financial indicators: Common equity tier 1 capital ratio of 12.05%, total capital ratio of 14.08% and liquidity coverage ratio of 127%","length":141,"tagName":"p"}]},{"val":[{"type":"text","content":"Operation "Lion's Roar": Bank Leumi has entered the operation in a solid financial position, with significant capital surplus and a high level of liquidity. At this stage no impact is expected on the bank's results","length":232,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":1267,"olType":false},{"type":"text","content":"TEL AVIV, Israel, March 4, 2026 /PRNewswire/ -- Bank Leumi (TASE: LUMI) published today its financial statements for 2025:","length":127,"tagName":"p"},{"type":"text","content":"Net income in 2025 amounted to NIS 10.3 billion ($3.2 billion), compared to NIS 9.8 billion ($3.1 billion) in 2024. Net income in Q4 2025 amounted to NIS 2.55 billion ($799 million), compared to NIS 2.45 billion ($768 million) in the corresponding period last year.","length":270,"tagName":"p"},{"type":"text","content":"Return on equity in 2025 was 15.8%, compared with 16.9% in 2024. ROE in Q4 2025 was 15.1%, compared wi...