Business
Bank Leumi concludes Q3 2025 with an 18% increase in the net income, totaling NIS 2.7 billion ($817 million); ROE - 16.3%; Total dividend - NIS 2 billion ($605 million), 75% of the net income
Bank Leumi (TASE: LUMI) published today its financial statements for Q3 2025:
About this update from Bank Leumi Le-israel B.m.
[{"type":"list","items":[{"val":[{"type":"text","content":"Leumi continues to present a low efficiency ratio – among the best in the global financial system: 27% ","length":102,"tagName":"p"}]},{"val":[{"type":"text","content":"Responsible growth in the loan portfolio – 1.3% in the quarter and 8.8% since the beginning of the year ","length":103,"tagName":"p"}]},{"val":[{"type":"text","content":"Loan portfolio quality: NPL ratio among the lowest in the banking system – 0.41% ","length":80,"tagName":"p"}]},{"val":[{"type":"text","content":"Robust financial indicators: Tier 1 capital ratio of 12.33%, total capital ratio of 14.87% and liquidity coverage ratio of 128%","length":127,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":412,"olType":false},{"type":"text","content":"TEL AVIV, Israel , Nov. 18, 2025 /PRNewswire/ -- Bank Leumi (TASE: LUMI) published today its financial statements for Q3 2025:","length":131,"tagName":"p"},{"type":"text","content":"Net income in the third quarter of 2025 amounted to NIS 2.7 billion ($817 million), compared to NIS 2.3 billion ($696 million) in the corresponding period last year – an 18% increase.","length":188,"tagName":"p"},{"type":"text","content":"Return on equity in the third quarter of 2025 was 16.3%, compared with 15.5% in the corresponding period last year.","length":120,"tagName":"p"},{"type":"text","content":"The efficiency ratio in Q3 2025 was 27%, compared with 31.1% in the corresponding period last year.","length":104,"tagName":"p"},{"type":"text","content":"Dividend in Q3 2025 amounts to NIS 2 billion ($605 million), out of which approx. NIS 1.5 billion ($454 million) is cash dividend and the remainder is share buyback of up to NIS 500 million ($151 million). The dividend and share buyback constitute 75% of the net income for the quarter.","length":291,"tagName":"p"},{"type":"text","content":"Responsible growth in the loan portfolio in strategic segments: The Bank continues to focus its growth in the credit portfolio in the corporate, commercial and mortgage segments. In Q3 2025, the credit portfolio grew by 1.3%. Since the beginning of the year, the credit portfolio grew by a total rate of 8.8%, with the corporate portfolio growing by 15.7%, the commercial portfolio growing by 3.4% and the mortgage portfolio growing by 5.1%.","length":446,"tagName":"p"},{"type":"text...