Business
BBVA Argentina announces Fourth Quarter and Fiscal Year 2025 Financial Results
BUENOS AIRES, Argentina, March 04, 2026--Banco BBVA Argentina S.A (NYSE; BYMA; MAE: BBAR; LATIBEX: XBBAR) ("BBVA Argentina" or "BBVA" or "the Bank") announced today its consolidated results for the fourth quarter (4Q25), ended on December 31, 2025.
About this update from Banco Bbva Argentina Sa
[{"type":"text","content":"BUENOS AIRES, Argentina, March 04, 2026--(BUSINESS WIRE)--Banco BBVA Argentina S.A (NYSE; BYMA; MAE: BBAR; LATIBEX: XBBAR) ("BBVA Argentina" or "BBVA" or "the Bank") announced today its consolidated results for the fourth quarter (4Q25), ended on December 31, 2025.","length":295,"tagName":"p"},{"type":"text","content":"As of January 1, 2020, the Bank started to inform its inflation adjusted results pursuant to IAS 29 reporting. To facilitate comparison, figures of comparable quarters of 2024 and 2025 have been updated according to IAS 29 reporting to reflect the accumulated effect of inflation adjustment for each period up to December 31, 2025.","length":331,"tagName":"p"},{"type":"text","content":"4Q25 & 2025 Highlights","length":26,"tagName":"p","attribs":{}},{"type":"list","items":[{"val":[{"type":"text","content":"BBVA Argentina's inflation-adjusted net income in 4Q25 was $59.3 billion, 44.5% higher than the one recorded in the third quarter of 2025 (3Q25), and 30.0% lower than the result reported in the fourth quarter of 2024 (4Q24). The twelve month accumulated net income for 2025 was $267.4 billion, 43.2% below the result reported for the same period of 2024.","length":358,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"In 4Q25, BBVA Argentina posted an inflation adjusted average return on equity (ROAE) of 6.5% versus 4.7% the prior quarter, and an inflation adjusted average return on assets (ROAA) of 0.9% versus 0.7% the prior quarter. The twelve-month accumulated ROE was 7.3% versus 12.5% in 2024, while accumulated ROA for 2025 was 1.1% versus 2.5% in 2024.","length":345,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"The 4Q25 total NIM was 17.5% versus 15.2% in 3Q25. NIM in local currency was 20.2% and NIM in USD was 4.8%.","length":107,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"In terms of activity, total consolidated financing to the private sector in 4Q25 totaled $14.8 trillion, increasing 7.6% in real terms compared to 3Q25, and 47.6% compared to 4Q24. In the quarter, the variation was driven by an overall growth in almost all lines, especially commercial loans. BBVA’s consolidated market share of private sector loans reached 11.91% as of 4Q25 (ex-FCA), increasing 64 bps quarter-over-quarter (QoQ), and increasing 64 bps year-...