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RBI Repo Rate Cut Brings Good News for Homebuyers: EMIs to Reduce Substantially

MUMBAI, INDIA / ACCESS Newswire / July 15, 2025 /Your dream home just became more affordable. Discover how Bajaj Finserv home loans can help you save more after the RBI's latest 50 bps repo rate cut. Have you been saving for years, checking property ...

articleBajaj Housing Finance Ltd.July 15, 20256/company/bajaj-housing-finance/news/rbi-repo-rate-cut-brings-good-news-for-homebuyers-emis-to-reduce-substantially
RBI Repo Rate Cut Brings Good News for Homebuyers: EMIs to Reduce Substantially

About this update from Bajaj Housing Finance Ltd.

[{"type":"text","content":"MUMBAI, INDIA / ACCESS Newswire / July 15, 2025 / Your dream home just became more affordable. Discover how Bajaj Finserv home loans can help you save more after the RBI's latest 50 bps repo rate cut.","length":204,"tagName":"p"},{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":602,"height":364,"url":"https://media.zenfs.com/en/accesswire.ca/0d181d4e13458242b1a8a849530fa839"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/fwKdyoyGAmGS1mkdBXLHgQ--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTU4MDtjZj13ZWJw/https://media.zenfs.com/en/accesswire.ca/0d181d4e13458242b1a8a849530fa839","width":602,"height":364}}},{"type":"text","content":"Have you been saving for years, checking property prices every weekend, and calculating EMIs on your phone, only to find the numbers are just out of reach? Today, that calculation changes in your favour as borrowing costs drop significantly.","length":241,"tagName":"p"},{"type":"text","content":"The Reserve Bank of India (RBI) has delivered excellent news for aspiring homeowners. A fresh 50 basis points repo rate cut marks the third reduction in 2025. This decisive move brings substantial relief to millions planning their home purchase.","length":245,"tagName":"p"},{"type":"text","content":"With home loan EMIs set to drop considerably, the timing couldn't be better for those considering a Bajaj Housing Finance. Bajaj Finserv has already started passing on these benefits with home loan interest rates starting at just 7.49%* p.a.","length":245,"tagName":"p"},{"type":"text","content":"Why do repo rate cuts matter for your housing loan?","length":51,"tagName":"p"},{"type":"text","content":"The RBI's repo rate directly impacts the interest rates banks charge on home loans. When the central bank reduces this key rate, lenders typically lower their lending rates within weeks. This creates a ripple effect that benefits all housing loan borrowers.","length":261,"tagName":"p"},{"type":"text","content":"Most modern home loans link to the External Benchmark Lending Rate (EBLR), which ensures faster transmission of rate cuts to borrowers. Unlike older systems, EBLR-linked loans reflect rate changes almost immediately.","length":216,"tagName":"p"},{"type":"text","content":"Over time, the impact on your m...

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