Business
ClarityPay Taps Goldman, AmEx Vet MJ Panda as COO to Scale Next Gen Credit Solutions
ClarityPay, a provider of tailored point-of-sale credit solutions, today announced the appointment of Mrutyunjaya "MJ" Panda as Chief Operating Officer. Panda, a veteran of Goldman Sachs and American Express, brings deep expertise in risk management, analytics, and product innovation. His appointment follows ClarityPay's July milestone of reaching profitability and underscores its momentum in delivering next-generation commerce solutions.
About this update from American Express Company
[{"type":"text","content":"NEW YORK, Oct. 2, 2025 /PRNewswire/ -- ClarityPay, a provider of tailored point-of-sale credit solutions, today announced the appointment of Mrutyunjaya "MJ" Panda as Chief Operating Officer. Panda, a veteran of Goldman Sachs and American Express, brings deep expertise in risk management, analytics, and product innovation. His appointment follows ClarityPay's July milestone of reaching profitability and underscores its momentum in delivering next-generation commerce solutions.","length":500,"tagName":"p"},{"type":"image","alt":"MJ Panda, veteran of American Express and Goldman Sachs, is announced as ClarityPay COO to lead the company's next stage of data intelligence and growth.","displaySize":"","headline":null,"caption":"MJ Panda, veteran of American Express and Goldman Sachs, is announced as ClarityPay COO to lead the company's next stage of data intelligence and growth.","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":400,"url":"https://media.zenfs.com/en/prnewswire.com/ff219e685ad1542b62592843c1b0307b"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/Qh1U.LgJBDVvbWH26iPh5Q--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTcwNTtjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/ff219e685ad1542b62592843c1b0307b","width":400,"height":400}},"href":"https://mma.prnewswire.com/media/2787518/MJ_headshot.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"Panda, who has a proven track record of building high-performing global teams and operational excellence at scale, most recently advanced machine learning and data-driven risk models at Marcus by Goldman Sachs. At ClarityPay, Panda will lead the evolution of risk and data intelligence, guiding the company through its next phase of growth while delivering sustainable, optimized credit programs that drive measurable outcomes for merchants and their customers.","length":461,"tagName":"p"},{"type":"text","content":""I'm excited to join ClarityPay at such an exciting stage of growth," said Panda. "The vision is clear: solve complex credit challenges with precision and intelligence, helping merchants grow while giving customers transparent, flexible payment options. By uniting ClarityPay's proprietary data with real-world insights, we'll build programs that are smarter, more adaptable, and mor...