Business
Aktia Bank Plc's Interim report January-September 2025: Another stable quarter in terms of results
Aktia Bank Plc's Interim report January-September 2025: Another stable quarter in terms of results
About this update from Aktia Bank Plc Class A
[{"type":"text","content":"Aktia Bank Plc Stock Exchange Release 6 November 2025 at 8.00 a.m.","length":70,"tagName":"p"},{"type":"text","content":"HELSINKI, Nov. 6, 2025 /PRNewswire/ --","length":38,"tagName":"p"},{"type":"text","content":"The quarter in short","length":20,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Comparable operating profit: EUR 27.4 million, 13% lower than last year (31.5) mainly due to changes in the interest rate environment.","length":134,"tagName":"p"}]},{"val":[{"type":"text","content":"Comparable return on equity (ROE): 12.8%(15.0%).","length":48,"tagName":"p"}]},{"val":[{"type":"text","content":"Net commission income: 1% higher than last year, mainly thanks to higher income from structured products.","length":105,"tagName":"p"}]},{"val":[{"type":"text","content":"Net interest income: Decreased as expected and was 6% lower than last year due to lower market rates.","length":101,"tagName":"p"}]},{"val":[{"type":"text","content":"Net income from life insurance: 8% lower than last year due to, among other things, lower real estate values. The insurance business developed well.","length":148,"tagName":"p"}]},{"val":[{"type":"text","content":"Comparable operating expenses: Decreased by 1% compared to last year, continued focus on cost control.","length":102,"tagName":"p"}]},{"val":[{"type":"text","content":"Credit losses: EUR 3.8 (1.8) million, mainly due to individual impairments on a small number of credits.","length":104,"tagName":"p"}]},{"val":[{"type":"text","content":"Assets under management: Increased by 2.3% to EUR 16.3 billion during the quarter thanks to positive net subscriptions in all key customer segments and a positive market development.","length":182,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":924,"olType":false},{"type":"text","content":"Outlook 2025","length":12,"tagName":"p"},{"type":"text","content":"Aktia's comparable operating profit for 2025 is expected to be lower than the comparable operating profit for 2024, which amounted to EUR 124.5 million. (Published 12 February 2025)","length":185,"tagName":"p"},{"type":"text","content":"The outlook is based on the following assumptions (updated 6 November 2025):","length":76,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Due to the lower interest rate level, the net interest income is expec...