Press release
Bolt Selects Affirm as Embedded Buy Now, Pay Later Partner Across Its One-Click Checkout Network
SAN FRANCISCO, Jan. 27, 2026 /PRNewswire/ -- Bolt, the checkout, identity and payments leader powering faster, smarter commerce, today announced a new
About this update from Affirm Holdings, Inc.
[{"type":"text","content":"SAN FRANCISCO, Jan. 27, 2026 /PRNewswire/ -- Bolt, the checkout, identity and payments leader powering faster, smarter commerce, today announced a new strategic partnership with Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth. Through the partnership, Affirm will become the default buy now, pay later (BNPL) provider across Bolt's checkout experience in the United States, enabling Bolt merchants to offer flexible and transparent payment options to eligible shoppers.\n \n \n \n \n \n \n \nThe partnership will begin rolling out to select merchants this month, with broader availability planned across Bolt's merchant base. Affirm will be integrated directly into Bolt's one-click checkout and presented alongside card payments for both logged-in and guest shoppers, without requiring additional integration work from merchants.\"Checkout is where intent turns into revenue, and flexibility matters in that moment,\" said Ryan Breslow, Founder and CEO of Bolt. \"By bundling the Affirm BNPL option across Bolt checkout, we're giving merchants a simple, standardized way to offer installment payments that convert without adding friction or operational complexity.\"By selecting Affirm at checkout, shoppers can apply to split their purchase into biweekly or monthly payment plans, including options as low as 0% APR where eligible. If approved, shoppers choose the personalized payment plan that works best for them. As always, Affirm never charges late or hidden fees, or compounding interest.\"Affirm was built to help consumers pay over time in a way that is clear, fair, and aligned with strong merchant outcomes,\" said Steve McPhee, Senior Director, Strategic Partnerships at Affirm. \"By partnering with Bolt, we can deliver predictable, transparent payment options seamlessly and at scale—giving merchants a powerful tool for growth while helping more shoppers complete purchases with confidence.\"For merchants, the integration is designed to improve conversion and checkout completion by reducing friction at the point of purchase. Affirm will be surfaced broadly across Bolt's network to standardize access to pay-later options at scale, while preserving a fast, consistent checkout experience.Offering Affirm at checkout can help businesses drive overall sales, increase average order value, and reach ne...