Interim Financial Statements 30.06.2025

INTERIM FINANCIAL STATEMENTS

For the three months ended 30th June 2025

As at 30th June 2025

As at 31st March

2025

Change

%

As at 30th June 2025

As at 31st March 2025

Change

%

(Audited)

(Audited)

Assets

Cash and Cash Equivalents

1,783,357

1,982,202

(10.0)

1,788,037

1,999,887

(10.6)

Placements with Banks and Other Finance Companies

623,008

570,007

9.3

623,008

570,007

9.3

Financial Assets Measured at Fair Value Through Profit or Loss (FVTPL)

1,005,535

133,889

>100

1,039,981

209,882

>100

Financial Assets at Amortised Cost - Loans and Receivables to Other Customers

89,654,816

78,402,912

14.4

89,654,816

78,402,912

14.4

Financial Assets at Amortised Cost - Lease Rental and Hire Purchase Receivables

14,626,396

13,745,290

6.4

14,626,396

13,745,290

6.4

Financial Investments Measured at Fair Value Through Other Comprehensive Income

204

204

-

204

204

-

Financial Assets at Amortised Cost - Debt and other Financial Instruments

9,799,349

8,850,863

10.7

9,799,349

8,850,863

10.7

Financial Assets at Amortised Cost - Other Financial Assets

46,170

42,074

9.7

46,170

42,074

9.7

Investment in a Subsidiary

0

0

-

-

-

-

Investment Property

1,242,000

1,242,000

-

1,072,000

1,072,000

-

Property, Plant and Equipment

1,083,237

1,094,181

(1.0)

4,690,971

4,745,053

(1.1)

Right of Use Lease Assets

3,451,884

3,473,889

(0.6)

854,736

801,828

6.6

Intangible Assets

14,415

13,357

7.9

15,072

14,108

6.8

Deferred Tax Assets

1,236,213

1,236,213

-

457,708

457,708

-

Other Assets

980,109

895,497

9.4

426,710

351,097

21.5

Total Assets

125,546,693

111,682,578

12.4

125,095,158

111,262,913

12.4

Liabilities

Bank Overdrafts

1,824,344

1,828,680

(0.2)

1,824,344

1,828,680

(0.2)

Rental Received in Advance

266,607

306,105

(12.9)

275,366

313,485

(12.2)

Financial Liabilities at Amortised Cost - Deposits due to Customers

73,107,081

67,480,200

8.3

73,107,081

67,480,200

8.3

Financial Liabilities at Amortised Cost - Interest bearing Borrowings

20,094,094

12,650,533

58.8

20,814,426

13,461,095

54.6

Subordinated Term Debts

6,884,951

6,690,647

2.9

6,884,951

6,690,647

2.9

Lease Liabilities

2,764,292

2,721,617

1.6

1,086,614

1,031,339

5.4

Current Tax Liabilities

930,816

919,107

1.3

930,816

919,107

1.3

Deferred Tax Liabilities

1,234,806

1,234,806

-

988,372

988,372

-

Other Liabilities

2,936,121

2,507,119

17.1

3,060,426

2,637,019

16.1

Retirement Benefit Obligations

241,931

219,680

10.1

241,931

219,680

10.1

Total Liabilities

110,285,043

96,558,494

14.2

109,214,327

95,569,624

14.3

Equity

Stated Capital

1,325,918

1,325,918

-

1,325,918

1,325,918

-

Statutory Reserve Fund

2,044,579

2,005,326

2.0

2,044,579

2,005,326

2.0

Other Reserves

194,022

194,022

-

867,737

867,737

-

Retained Earnings

11,697,131

11,598,818

0.8

11,642,597

11,494,308

1.3

Total Equity attributable to Equity holders of the Company

15,261,650

15,124,084

0.9

15,880,831

15,693,289

1.2

Non Controlling Interest

-

-

-

-

-

-

Total Equity

15,261,650

15,124,084

0.9

15,880,831

15,693,289

1.2

Total Liabilities and Equity

125,546,693

111,682,578

12.4

125,095,158

111,262,913

12.4

Net Assets Value Per Share (Rs.)

64.82

64.23

0.9

67.45

66.65

1.2

VALLIBEL FINANCE PLC

Statement of Profit or Loss and Other Comprehensive Income

Amounts in Rupees '000

Company

Group

For the quarter ended 30th June

For the quarter ended 30th June

2025

2024

Change %

2025

2024

Change %

Gross Income

5,475,814

4,643,677

17.9

5,463,976

4,652,716

17.4

Interest Income

4,753,294

4,144,993

14.7

4,735,073

4,144,993

14.2

Interest Expense

(2,445,792)

(2,268,799)

7.8

(2,408,585)

(2,269,226)

6.1

Net Interest Income

2,307,502

1,876,194

23.0

2,326,488

1,875,767

24.0

Fee and Commission Income

244,751

184,415

32.7

242,726

180,615

34.4

Net Fee and Commission Income

244,751

184,415

32.7

242,726

180,615

34.4

Net Loss from Trading

1,926

491

>100

1,926

491

>100

Net Gain / (Loss) from other Financial Instruments at FVTPL

222

(67,133)

>100

227

(71,657)

>100

Other Operating Income

475,621

380,911

24.9

484,024

398,273

21.5

Total Operating Income

3,030,022

2,374,879

27.6

3,055,391

2,383,490

28.2

Impairment Charges and Other Credit Losses on Financial Assets

(55,048)

(105,817)

(48.0)

(55,048)

(105,817)

(48.0)

Net Operating Income

2,974,974

2,269,062

31.1

3,000,343

2,277,673

31.7

Expenses

Personnel Expenses

(709,975)

(628,713)

12.9

(709,975)

(629,524)

12.8

Premises Equipment and Establishment Expenses

(183,057)

(122,674)

49.2

(108,847)

(87,221)

24.8

Other Operating Expenses

(381,716)

(361,639)

5.6

(429,231)

(418,889)

2.5

Operating Profit Before Taxes on Financial Services

1,700,226

1,156,036

47.1

1,752,290

1,142,039

53.4

Taxes on Financial Services

(401,820)

(294,926)

36.2

(403,908)

(296,485)

36.2

Profit Before Income Tax

1,298,406

861,110

50.8

1,348,382

845,554

59.5

Income Tax Expense

(513,344)

(350,712)

46.4

(513,344)

(350,712)

46.4

Profit for the Period

785,062

510,398

53.8

835,038

494,842

68.7

Profit Attributable to :

Equity holders of the Company

785,062

510,398

53.8

835,038

494,842

68.7

Non Controlling Interest

-

-

-

-

-

-

Profit for the Period

785,062

510,398

53.8

835,038

494,842

68.7

Earnings Per Share (Annualised) - Rs.

13.34

8.67

53.8

14.19

8.41

68.7

Total Comprehensive Income for the Period

785,062

510,398

53.8

835,038

494,842

68.7

Attributable to :

Equity holders of the Company

785,062

510,398

53.8

835,038

494,842

68.7

Non Controlling Interest

-

-

-

-

-

-

Total Comprehensive Income for the Period

785,062

510,398

53.8

835,038

494,842

68.7

VALLIBEL FINANCE PLC

Statement of Changes in Equity - Company

Amounts in Rupees '000

Stated Capital

Statutory Reserve

Fund

Revaluation

Reserve

General

Retained

Total

Reserve

Earnings

Equity

Balance as at 01st April 2024

1,325,918

1,873,851

176,535

7,500

9,589,989

12,973,793

Total Comprehensive Income for the Period

Profit for the Period

-

-

-

-

510,398

510,398

Other Comprehensive Income, net of Tax

-

-

-

-

-

-

Total Comprehensive Income for the Period

-

-

-

-

510,398

510,398

Transactions with owners of the Company

Contributions and distributions

Dividends to equity holders

Dividend Payable Share for the Financial Year 2023/24

-

-

-

-

(470,907)

(470,907)

Statutory Reserve Transfer

-

25,520

-

-

(25,520)

-

Total Transactions with Equity Holders

-

25,520

-

-

(496,427)

(470,907)

Balance as at 30th June 2024

1,325,918

1,899,371

176,535

7,500

9,603,960

13,013,284

Balance as at 01st April 2025

1,325,918

2,005,326

186,522

7,500

11,598,818

15,124,084

Total Comprehensive Income for the Period

Profit for the Period

-

-

-

-

785,062

785,062

Other Comprehensive Income, net of Tax

-

-

-

-

-

-

Total Comprehensive Income for the Period

-

-

-

-

785,062

785,062

Transactions with owners of the Company

Contributions and distributions

Dividends to equity holders

Dividend Payable Share for the Financial Year 2024/25

-

-

-

-

(647,496)

(647,496)

Statutory Reserve Transfer

-

39,253

-

-

(39,253)

-

Total Transactions with Equity Holders

-

39,253

-

-

(686,749)

(647,496)

Balance as at 30th June 2025

1,325,918

2,044,579

186,522

7,500

11,697,131

15,261,650

A

mounts in Rupees '000

Stated

Statutory Reserve Fund

Revaluation

Reserve

General

Retained

Total Equity Attributable to Equity Holders of the Company

Non Controlling

Interest

Total

Capital

Reserve

Earnings

Equity

Balance as at 01st April 2024

1,325,918

1,873,851

635,581

7,500

9,418,477

13,261,327

-

13,261,327

Total Comprehensive Income for the Period

Profit for the Period

-

-

-

-

494,842

494,842

-

494,842

Other Comprehensive Income, net of Tax

-

-

-

-

-

-

-

-

Total Comprehensive Income for the Period

-

-

-

-

494,842

494,842

-

494,842

Transactions with owners of the Company

Contributions and distributions

Dividends to equity holders

Dividend Payable Share for the Financial Year 2023/24

-

-

-

-

(470,907)

(470,907)

-

(470,907)

Statutory Reserve Transfer

-

25,520

-

-

(25,520)

-

-

-

Total Transactions with Equity Holders

-

25,520

-

-

(496,427)

(470,907)

-

(470,907)

Balance as at 30th June 2024

1,325,918

1,899,371

635,581

7,500

9,416,893

13,285,263

-

13,285,263

Balance as at 01st April 2025

1,325,918

2,005,326

860,237

7,500

11,494,308

15,693,289

-

15,693,289

Total Comprehensive Income for the Period

Profit for the Period

-

-

-

-

835,038

835,038

-

835,038

Other Comprehensive Income, net of Tax

-

-

-

-

-

-

-

-

Total Comprehensive Income for the Period

-

-

-

-

835,038

835,038

-

835,038

Transactions with owners of the Company

Contributions and distributions

Dividends to equity holders

Dividend Payable Share for the Financial Year 2024/25

-

-

-

-

(647,496)

(647,496)

-

(647,496)

Statutory Reserve Transfer

-

39,253

-

-

(39,253)

-

-

-

Total Transactions with Equity Holders

-

39,253

-

-

(686,749)

(647,496)

-

(647,496)

Balance as at 30th June 2025

1,325,918

2,044,579

860,237

7,500

11,642,597

15,880,831

-

15,880,831

VALLIBEL FINANCE PLC

Cash Flow Statement

Amounts in Rupees '000

Company

Group

For the Period Ended

30th June 2025

30th June 2024

30th June 2025

30th June 2024

Cash Flow From Operating Activities

Interest and Commission Receipts

5,015,107

4,669,226

5,014,060

4,676,823

Interest Payments

(2,932,140)

(2,990,516)

(2,948,746)

(3,056,795)

Cash Receipts from Customers

473,422

295,805

484,642

311,628

Cash Payments to Employees and Suppliers

(1,617,031)

(1,381,304)

(1,559,242)

(1,346,541)

Operating Profit Before Changes in Operating Assets and Liabilities

939,358

593,211

990,714

585,115

( Increase ) / Decrease in Operating Assets

Short Term Funds

251,190

(932,149)

231,233

833,182

Deposits held for Regulatory or Monetary Control Purposes

(948,485)

(6,339,541)

(948,485)

(6,339,541)

Financial Assets at Amortised Cost - Loans and advances / Lease rental & Hire purchase receivables

(12,231,460)

(3,690,235)

(12,231,460)

(3,690,235)

Other Short Term Negotiable Securities

(924,167)

9,183,823

(882,616)

8,984,426

Increase / ( Decrease ) in Operating Liabilities

Financial liabilities at amortised cost - Due to depositors

6,388,075

2,364,851

6,388,075

3,064,355

Deposits and Trade payables

-

-

4,046

-1,751

Net Cash Generated from Operating Activities before Income Tax

(6,525,489)

1,179,960

(6,448,493)

1,686,276

Current Taxes Paid

(501,635)

(436,035)

(501,635)

(436,035)

Gratuity Paid

(3,773)

(1,274)

(3,773)

(1,274)

Net Cash Generated from Operating Activities

(7,030,897)

742,651

(6,953,901)

1,248,967

Cash Flows From Investing Activities

Proceed from Sale of Property , Plant and Equipment

-

3,952

-

3,952

Purchase of Property , Plant and equipment

(62,654)

(55,332)

(62,654)

(55,610)

Purchase of Intangible Assets

(3,793)

-

(3,793)

-

Net Cash Used In from Investing Activities

(66,447)

(51,380)

(66,447)

(51,658)

Cash Flows From Financing Activities

Net decrease in Financial liabilities at amortised cost - Interest bearing Borrowings

7,447,033

(1,615,991)

7,357,033

(2,057,540)

Dividend paid

(544,199)

-

(544,199)

-

Net Cash Used In Financing Activities

6,902,834

(1,615,991)

6,812,834

(2,057,540)

Net (Decrease) / Increase in Cash & Cash Equivalents

(194,510)

(924,720)

(207,514)

(860,231)

Cash & Cash Equivalents at the Beginning of the Period

153,523

38,413

171,207

45,017

Cash & Cash Equivalents at the End of the Period ( Note A )

(40,987)

(886,307)

(36,307)

(815,214)

Note A

Cash & Cash Equivalents at the End of the Period

Cash in Hand and at Banks

1,783,357

1,397,910

1,788,037

1,469,003

Bank Overdrafts

(1,824,344)

(2,284,217)

(1,824,344)

(2,284,217)

(40,987)

(886,307)

(36,307)

(815,214)

Financial Assets recognised through Profit or Loss (FVTPL)

Financial Assets at Fair Value through Other Comprehensive Income (FVTOCI)

Financial Assets at Amortised Cost (AC)

Total

As at 30th June 2025

As at 31st March

2025

As at 30th June 2025

As at 31st March

2025

As at 30th June 2025

As at 31st March

2025

As at 30th June 2025

As at 31st March

2025

Assets

Cash and Cash Equivalents

-

-

-

-

1,783,357

1,982,202

1,783,357

1,982,202

Placements with Banks and Other Finance Companies

-

-

-

-

623,008

570,007

623,008

570,007

Financial Assets Measured at Fair Value Through Profit or Loss (FVTPL)

1,005,535

133,889

-

-

-

-

1,005,535

133,889

Financial Assets at Amortised Cost - Loans and Receivables to Other Customers

-

-

-

-

89,654,816

78,402,912

89,654,816

78,402,912

Financial Assets at Amortised Cost - Lease Rental and Hire Purchase Receivables

-

-

-

-

14,626,396

13,745,290

14,626,396

13,745,290

Financial Investments Measured at Fair Value Through Other Comprehensive Income

-

-

204

204

-

-

204

204

Financial Assets at Amortised Cost - Debt and other Financial Instruments

-

-

-

-

9,799,349

8,850,863

9,799,349

8,850,863

Financial Assets at Amortised Cost - Other Financial Assets

-

-

-

-

46,170

42,074

46,170

42,074

Total Financial Assets

1,005,535

133,889

204

204

116,533,096

103,593,348

117,538,835

103,727,441

Financial Liabilities at

Total

Amortised Cost (AC)

As at

As at

As at

As at

30th June

31st March

30th June

31st March

2025

2025

2025

2025

Liabilities

Bank Overdrafts

1,824,344

1,828,680

1,824,344

1,828,680

Financial Liabilities at Amortised Cost - Deposits due to Customers

73,107,081

67,480,200

73,107,081

67,480,200

Financial Liabilities at Amortised Cost - Interest bearing Borrowings

20,094,094

12,650,533

20,094,094

12,650,533

Subordinated Term Debts

6,884,951

6,690,647

6,884,951

6,690,647

Lease Liabilities

2,764,292

2,721,617

2,764,292

2,721,617

Total Financial Liabilities

104,674,762

91,371,677

104,674,762

91,371,677

Financial Assets recognised through Profit or Loss (FVTPL)

Financial Assets at Fair Value through Other Comprehensive Income (FVTOCI)

Financial Assets at Amortised Cost (AC)

Total

As at 30th June 2025

As at 31st March

2025

As at 30th June 2025

As at 31st March

2025

As at 30th June 2025

As at 31st March

2025

As at 30th June 2025

As at 31st March

2025

Assets

Cash and Cash Equivalents

-

-

-

-

1,788,037

1,999,887

1,788,037

1,999,887

Placements with Banks and Other Finance Companies

-

-

-

-

623,008

570,007

623,008

570,007

Financial Assets Measured at Fair Value Through Profit or Loss (FVTPL)

1,039,981

209,882

-

-

-

-

1,039,981

209,882

Financial Assets at Amortised Cost - Loans and Receivables to Other Customers

-

-

-

-

89,654,816

78,402,912

89,654,816

78,402,912

Financial Assets at Amortised Cost - Lease Rental and Hire Purchase Receivables

-

-

-

-

14,626,396

13,745,290

14,626,396

13,745,290

Financial Investments Measured at Fair Value Through Other Comprehensive Income

-

-

204

204

-

-

204

204

Financial Assets at Amortised Cost - Debt and other Financial Instruments

-

-

-

-

9,799,349

8,850,863

9,799,349

8,850,863

Financial Assets at Amortised Cost - Other Financial Assets

-

-

-

-

46,170

42,074

46,170

42,074

Total Financial Assets

1,039,981

209,882

204

204

116,537,776

103,611,033

117,577,961

103,821,119

Financial Liabilities at Amortised Cost (AC)

Total

As at 30th June 2025

As at 31st March

2025

As at 30th June 2025

As at 31st March

2025

Liabilities

Bank Overdrafts

1,824,344

1,828,680

1,824,344

1,828,680

Financial Liabilities at Amortised Cost - Deposits due to Customers

73,107,081

67,480,200

73,107,081

67,480,200

Financial Liabilities at Amortised Cost - Interest bearing Borrowings

20,814,426

13,461,095

20,814,426

13,461,095

Subordinated Term Debts

6,884,951

6,690,647

6,884,951

6,690,647

Lease Liabilities

1,086,614

1,031,339

1,086,614

1,031,339

Total Financial Liabilities

103,717,416

90,491,961

103,717,416

90,491,961

Explanatory Notes

1

There were no changes to the Accounting Policies since the publication of Audited Financial Statements for the year ended 31st March 2025.

2

These Interim Financial Statements have been prepared in accordance with the requirements of Sri Lanka Accounting Standard - LKAS 34 on 'Interim Financial Reporting'.

3

Lanka Rating Agency has maintained entity rating of Vallibel Finance PLC at BBB+ with improved outlook to "Stable".

4

The Group Financial Statements comprise a consolidation of the Company and its fully owned subsidiary, Vallibel Properties Ltd. Vallibel Properties Ltd engages in administration of construction, development and maintenance of the Corporate office building complex for Vallibel Finance PLC.

5

During the quarter there were no material changes in the composition of assets, liabilities, contingent liabilities. All known expenditure items have been provided for.

6

No material events took place since reporting date other than disclosed above in Financial Statements.

7

The company declared a First and Final Dividend of Rupees Two and Cents Seventy Five (Rs.2.75/-) per share payable as a Cash Dividend for the financial year ended 31st March 2025 on 12th June 2025.

Asset Quality

Rs'000

Rs'000

Gross Non - Performing Accomodation

3,630,608

4,585,689

Net Non - Performing Accomodation

(210,010)

890,843

Liquidity

Rs'000

Rs'000

Required Minimum Amount of Liquid Assets

7,600,310

6,203,348

Available Amount of Liquid Assets

11,438,379

13,015,994

Required Minimum Amount of Government Securities

4,834,865

4,153,826

Available Amount of Government Securities

9,872,781

11,398,626

Capital Adequacy

Tier 1 Capital to Risk Weighted Assets Ratio (Minimum 10.00%)

13.79%

16.46%

Total Capital to Risk Weighted Assets Ratio (Minimum 14.00%)

18.11%

19.18%

Capital Funds to Total Deposit Liabilities Ratio (Minimum 10.00%)

25.21%

23.51%

Profitability

Return on Average Assets (After Tax) - Annualized

3.04%

2.18%

Return on Average Equity - Annualized

20.67%

15.71%

30.06.2025

30.06.2024

Rs.

Rs.

Highest

109.75

46.00

Lowest

53.00

39.00

Closing

103.00

42.00

No. of Ordinary Share Issued as at

235,453,400

235,453,400

Debt to Equity Ratio (%)

176.78%

96.97%

Interest Cover (Times)

1.70

1.51

Liquid Asset Ratio (%)

15.05%

20.98%

Information on listed debentures

Description

Interest Payable Frequency

Allotment Date

Maturity Date

Coupon Rate (%)

Effective Rate (%)

Interest Rate of Comparable Government Security (%)- 5 year Treasury Bond

Market value (Rs.)

Interest Yield (%)

Highest

Lowest

Period End

2024/2029 - Type A

Semi-

annual

22.11.2024

21.11.2029

12.95

13.37

10.68

Not traded

N/A

2024/2029 - Type B

Annual

22.11.2024

21.11.2029

13.37

13.37

10.68

Not traded

N/A

For the Period ended 30th June

2025

Rs.'000

Lease

2024

Rs.'000

Loans & Advances 2025 2024

Rs.'000 Rs.'000

Investments

2025 2024

Rs.'000 Rs.'000

2025

Rs.'000

Others

2024

Rs.'000

2025

Rs.'000

Total

2024

Rs.'000

Interest

Fee & Commission Income Dividends

Other

785,105

11,457

-121,031

624,512

11,256

-61,363

3,732,639

144,553

-348,645

3,132,122

97,339

-234,635

217,329

-

-3,725

388,360

-

-14,100

-86,716

-

12,775

-72,020

-

17,009

4,735,073

242,726

-486,177

4,144,993

180,615

-327,108

Total Revenue

917,593

697,131

4,225,837

3,464,096

221,055

402,460

99,491

89,029

5,463,976

4,652,716

Profit before Income tax Income Tax Expense

1,348,382

(513,344)

845,554

(350,712)

Profit after tax

835,038

494,842

Other Information As at 30th June Segment assets Segment Liabilities

14,626,396

12,769,575

10,837,437

9,321,809

89,654,816

78,273,137

60,989,446

52,460,005

11,508,712

10,047,681

14,618,883

12,574,416

9,305,234

8,123,934

8,550,001

7,354,273

125,095,158

109,214,327

94,995,766

81,710,503

Net assets

1,856,821

1,515,628

11,381,679

8,529,441

1,461,031

2,044,467

1,181,300

1,195,727

15,880,831

13,285,263

Share Information

20 Major Shareholders as at 30th June 2025

No. of Shares

(%)

1

Vallibel Investments (Pvt) Limited

121,108,000

51.44

2

Mr. K.D.D. Perera

50,465,064

21.43

3

Mr. K.D.A. Perera

8,532,960

3.62

4

Seylan Bank PLC/Sarath Bandara Rangamuwa

5,250,000

2.23

5

Mr. K.D.H. Perera

4,084,025

1.73

6

Mr. S. Abishek

2,800,000

1.19

7

Deutsche Bank AG-National Equity Fund

1,350,000

0.57

8

Seylan Bank PLC/A.C.Senanka

1,324,803

0.56

9

Commercial Bank of Ceylon PLC/G.S.N.Peiris

1,056,989

0.45

10

Mr. A. Ragupathy

990,106

0.42

11

DFCC Bank PLC A/C 1

975,816

0.41

12

DFCC Bank PLC A/C No .02

929,390

0.40

13

Mr. A. Sithampalam

900,000

0.38

14

Seylan Bank PLC./Sarath Kumara Wijekoon

726,544

0.31

15

Miss. S. Durga

653,853

0.28

16

Mr. G. Ramanan

649,400

0.28

17

People's Leasing and Finance PLC/Dr. K.A.P. Gunawardhana

611,950

0.26

18

Hatton National Bank PLC- Astrue Alpha Fund

610,000

0.26

19

MSS Investments (Private) Limited

580,499

0.25

20

Mr. K.A.K.G.P. Gunawardana

539,710

0.23

204,139,109

86.70

Others

31,314,291

13.30

235,453,400

100.00

Directors' Shareholding as at 30th June 2025

1

Seylan Bank PLC/S B Rangamuwa

5,250,000

2.23

2

Mr. S S Weerabahu

Nil

Nil

3

Mr. K D A Perera

8,532,960

3.62

4

Mr. Janaka Kumarasinghe

Nil

Nil

5

Ms. C P Malalgoda

Nil

Nil

6

Mr. M A K B Dodamgoda

Nil

Nil

7

Mr. R S Dahanayake

Nil

Nil

13,782,960

5.85

Public Holding as at 30th June 2025

21.27%

Number of Public Shareholders

4,590

The Float Adjusted Market Capitalization as at 30th June 2025 (Rs. )

5,159,367,232

The Float adjusted market capitalization of the Company falls under Option 3 of Rule 7.13.1.i (a) of the Listing Rules of the Colombo Stock Exchange and the Company has complied with the minimum public holding requirement applicable under the said option.

Corporate Information

Name of Company

Bankers

Vallibel Finance PLC

Bank of Ceylon

Corporate Branch,

Legal Form

1st floor, Bank of Ceylon,

Public Limited Liability Company incorporated in Sri Lanka. A Finance Company licensed under the Finance Business Act No.42 of 2011. A Registered Finance Leasing Establishment in terms of Finance Leasing Act No.56 of 2000. An Approved Credit Agency under the Mortgage Act No.6 of 1949 and Trust Receipt Ordinance No.12 of 1947.

Colombo 01.

People's Bank

Headquarters Branch,

No. 75, Sir Chittampalam A Gardiner

Mawatha,

Colombo 02.

Date of Incorporation

Seylan Bank PLC

5th September 1974

Millennium Branch,

90, Galle Road,

Company Registration Number

Colombo 03.

PB 526/PQ

Sampath Bank PLC

Board of Directors

Headquarters Branch,

Mr. K D A Perera - Chairman

No. 110, Sir James Peiris Mawatha,

Mr. S B Rangamuwa - Managing Director

Colombo 02.

Mr. S S Weerabahu - Executive Director

Mr. J Kumarasinghe

Pan Asia Banking Corporation PLC

Mrs. C P Malalgoda

Head Office Branch,

Mr. M A K B Dodamgoda

No.450, Galle Road,

Mr. R S Dahanayake

Colombo 03.

Registered Office / Head office

National Development Bank PLC

No. 310, Galle Road, Colombo 03.

Head Office Branch,

No. 40, Nawam Mawatha,

VAT registration No.

Colombo 02.

104040950 7000

Hatton National Bank PLC

Telephone

Colpetty Branch,

(+94) 11-2370990

No. 324, Galle Road,

Colombo 03

Facsimile

(+94) 11-4393129

Commercial Bank

Kollupitiya Branch,

Website

No. 285, Galle Road,

https://www.vallibelfinance.com

Colombo 03.

Cargills Bank

Company Secretary

Corporate Branch,

Mrs. K G L D Kottegoda

No. 696,

Vallibel Finance PLC,

Galle Road,

Corporate Office,

Colombo 03.

No.480, Galle Road,

Colombo 3.

Union Bank

Telephone: (+94) 11-7600000

Head Office Branch,

Email: lakminik@vallibelfinance.com

No. 64, Galle Road,

Colombo 03.

Company Registrars

National Savings Bank

Central Depository Systems (Pvt) Limited

Head Office Branch,

Ground Floor,

No. 255, Savings House,

M & M Centre,

Galle Road,

341/5, Kotte Road,

Colombo 03.

Rajagiriya

Telephone: (+94) 11- 2356444

DFCC Bank

Fax: (+94) 11- 2440396

No. 73/5,

Email: registrars@cse.lk

Galle Road,

Colombo 03.

External Auditors

Ernst & Young,

MCB Bank

Rotunda Towers, No.109, Galle Road,

No. 8, Leyden Bastian Road,

P.O. Box 101, Colombo 03

Colombo 01.

Telephone: (+94) 11-2463500

Fax: (+94) 11-7687869

Corporate Memberships and Associations

The Finance House Association of Sri Lanka

Subsidiary Company

Leasing Association of Sri Lanka

Vallibel Properties Limited

The Ombudsman Sri Lanka (Guarantee) Limited

The Ceylon Chamber of Commerce

Mercantile Cricket Association