Consolidated Financial Results for the Three Months Ended June 30, 2025

August 8, 2025

Company name: Japan Post Holdings Co., Ltd. Stock exchange listing: Tokyo Stock Exchange Code number: 6178 URL: https://www.japanpost.jp/en/ Representative: NEGISHI Kazuyuki, Director and Representative Executive Officer, President & CEO Contact: NISHIDE Tomonori, Head of IR Office, Corporate Planning Dept.

Phone: +81-3-3477-0206

Scheduled date of commencing dividend payments: -Trading accounts: Unestablished

Availability of supplementary briefing material on financial results: Available

Schedule of financial results briefing session: Scheduled (for institutional investors and analysts)

(Amounts of less than one million yen are rounded down.)

1. Consolidated Financial Results for the Three Months Ended June 30, 2025 (April 1, 2025 to June 30, 2025)

   1. Consolidated Results of Operations (% indicates changes from the previous corresponding period.)

      	Ordinary income		Net ordinary income		Net income attributable to Japan Post Holdings
      	Million yen	%	Million yen	%	Million yen	%
      Three months ended June 30, 2025	2,810,244	2.7	225,161	6.5	67,702	(9.4)
      Three months ended June 30, 2024	2,735,888	(3.9)	211,449	22.2	74,708	-

      (Note) Comprehensive income: Three months ended June 30, 2025: ¥366,560 million [- %]

      Three months ended June 30, 2024: ¥(127,206) million [- %]

      	Net income per share	Diluted net income per share
      	Yen	Yen
      Three months ended June 30, 2025	22.78	-
      Three months ended June 30, 2024	23.36	-

      (Note) Because there was no potential common stock, the amount for diluted net income per share is omitted.

   2. Consolidated Financial Position

   	Total assets	Net assets	Equity ratio
   	Million yen	Million yen	%
   As of June 30, 2025	294,048,107	15,410,531	3.1
   As of March 31, 2025	297,149,653	15,289,540	3.1

   (Reference) Equity: As of June 30, 2025: ¥9,196,751 million

   As of March 31, 2025: ¥9,089,547 million

   (Note) Equity ratio = [(Net assets‐Non-controlling interests) / Total assets] x 100

2. Dividends

   	Annual dividend
   	1st quarter-end	2nd quarter-end	3rd quarter-end	Year-end	Total
   Fiscal year ended March 31, 2025 Fiscal year ending March 31, 2026	Yen - -	Yen 25.00	Yen -	Yen 25.00	Yen 50.00
   Fiscal year ending March 31, 2026 (Forecast)		25.00	-	25.00	50.00

   (Note) Revision of dividends forecast to the latest announcement: None

3. Consolidated Financial Results Forecast for the Fiscal Year Ending March 31, 2026 (April 1, 2025 to March 31, 2026)

(% indicates changes from the previous corresponding period.)

(Note) Revision of financial results forecast to the latest announcement: None

1. Significant changes in the scope of consolidation during the fiscal period under review: Yes

   Newly included: 33 companies (JWT Co., Ltd., Tonami Holdings Co., Ltd., and 31 other companies)

   (Note) Please refer to “2. Consolidated Financial Statements and Primary Notes, (3) Notes to Consolidated Financial Statements (Significant Changes in the Scope of Consolidation)” on page 11 of the Attachment.

2. Adoption of accounting method specific to preparation of quarterly consolidated financial statements: No

3. Changes in accounting policies, changes in accounting estimates and retrospective restatement

   1. Changes in accounting policies due to the revision of accounting standards: No

   2. Changes in accounting policies other than 1) above: No

   3. Changes in accounting estimates: No

   4. Retrospective restatement: No

4. Total number of shares issued (common stock)

   1. Total number of shares issued at the end of the fiscal period (including treasury stock): As of June 30, 2025: 2,972,934,900 shares

      As of March 31, 2025: 3,206,240,300 shares

   2. Total number of treasury stock at the end of the fiscal period: As of June 30, 2025: 1,903,441 shares

      As of March 31, 2025: 234,444,440 shares

   3. Average number of shares during the fiscal period:

Three months ended June 30, 2025: 2,971,560,314 shares

Three months ended June 30, 2024: 3,198,450,781 shares

(Note) The total number of treasury stock at the end of the fiscal period includes the shares of the Company held by the management board benefit trust of 1,803,200 shares and 1,038,800 shares as of June 30, 2025 and March 31, 2025, respectively. The number of treasury stock excluded from the calculation of the average number of shares during the fiscal period includes the shares of the Company held by the management board benefit trust of 1,274,346 shares and 1,055,366 shares for the three months ended June 30, 2025 and 2024, respectively.

• Review of the Japanese-language originals of the attached consolidated quarterly financial statements by Certified Public Accountants or an Audit Firm attached: Yes (voluntary)

• Explanation on appropriate use of financial results forecast and other specific matters

Forecasts and other forward-looking statements presented in this document are based on information that the Company is aware of at present and certain assumptions that the Company has deemed reasonable, and the Company provides no assurance that the forecasts will be achieved or with respect to any other forward-looking statements. The actual future results may vary considerably depending upon various factors, such as changes in monetary policy and economic fluctuation in Japan and overseas, changes in the competitive environment, the occurrence of large-scale disasters, etc. and changes in laws and regulations. The Company disclaims any responsibility to update any forward-looking statements contained herein to the extent permitted by law or stock exchange rule.

Japan Post Holdings Co., Ltd.

[Attachment] Table of Contents

1. Overview of Results of Operations for the Consolidated Fiscal Period under Review, etc. 2

   1. Results of Operations 2

   2. Financial Position 2

2. Consolidated Financial Statements and Primary Notes 4

   1. Consolidated Balance Sheets 4

   2. Consolidated Statements of Income and Consolidated Statements of Comprehensive Income 6

   3. Notes to Consolidated Financial Statements 8

(Notes on Segment Information and Others) 8

(Notes to Significant Changes in Shareholders’ Equity) 10

(Notes on Going-Concern Assumption) 10

(Notes on Cash Flow Statements) 11

(Significant Changes in the Scope of Consolidation) 11

(Additional Information) 11

(Business Combinations) 12

(Subsequent Events) 13

Supplementary Briefing Material:

Materials for Consolidated Financial Results for the Three Months Ended June 30, 2025

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Japan Post Holdings Co., Ltd.

‌1. Overview of Results of Operations for the Consolidated Fiscal Period under Review, etc.

1. ‌Results of Operations

   Consolidated ordinary income for the three months ended June 30, 2025 amounted to ¥2,810,244 million (up

   ¥74,356 million year-on-year), of which the postal and domestic logistics business segment accounted for

   ¥573,162 million (up ¥93,861 million year-on-year); the post office business segment accounted for ¥255,312 million (down ¥1,424 million year-on-year); the international logistics business segment accounted for ¥109,422 million (down ¥15,665 million year-on-year); the real estate business segment accounted for ¥20,426 million (down ¥9,272 million year-on-year); the banking business segment accounted for ¥667,191 million (up ¥61,554 million year-on-year); and the life insurance business segment accounted for ¥1,434,851 million (down ¥30,576 million year-on-year).

   Consolidated net ordinary income amounted to ¥225,161 million (up ¥13,711 million year-on-year) as a result of net ordinary income of ¥423 million in the postal and domestic logistics business segment (net ordinary loss of ¥35,897 million in the same period of the previous fiscal year); net ordinary income of ¥6,183 million in the post office business segment (down ¥7,972 million year-on-year); net ordinary loss of ¥1,772 million in the international logistics business segment (net ordinary loss of ¥1,146 million in the same period of the previous fiscal year); net ordinary income of ¥4,624 million in the real estate business segment (down ¥3,574 million year-on-year); net ordinary income of ¥153,836 million in the banking business segment (up ¥16,156 million year-on-year); and net ordinary income of ¥68,135 million in the life insurance business segment (up ¥34 million year-on-year).

   As a result of the above, net income attributable to Japan Post Holdings amounted to ¥67,702 million (down

   ¥7,005 million year-on-year), which comprises consolidated net ordinary income after adjusting for extraordinary gains (losses), provision for reserve for policyholder dividends, income taxes and net income attributable to non-controlling interests.

   In the postal and domestic logistics business segment, Japan Post Co., Ltd. received administrative dispositions to revoke the permission for its general motor truck transportation business and an order to ensure the safety of transportation under the Motor Truck Transportation Business Act from the Ministry of Land, Infrastructure, Transport and Tourism on June 25, 2025, relating to the incidents of unperformed roll calls at post offices. We take these administrative dispositions very seriously. Japan Post Co., Ltd. will strive wholeheartedly to regain the trust of all stakeholders by conducting roll calls properly and reinforcing measures to ensure the safety of its transportation, drivers and customers, as a transportation business operator. For details. please refer to “2. Consolidated Financial Statements and Primary Notes, (3) Notes to Consolidated Financial Statements (Additional Information)” on page 11 of the Attachment.

2. ‌Financial Position

   1. Assets

      Consolidated total assets were ¥294,048,107 million, down ¥3,101,545 million from the end of the previous fiscal year.

      Major factors include an increase in loans of ¥852,544 million and an increase in money held in trust of

      ¥261,447 million, as well as a decrease in cash and due from banks of ¥1,981,347 million, a decrease in receivables under resale agreements of ¥1,117,900 million, and a decrease in other assets of ¥657,479 million.

   2. Liabilities

Consolidated total liabilities were ¥278,637,575 million, down ¥3,222,537 million from the end of the previous fiscal year.

Major factors include an increase in deposits of ¥749,124 million and an increase in borrowed money of

¥39,262 million, as well as a decrease in payables under repurchase agreements of ¥3,164,132 million and a decrease in policy reserves of ¥550,343 million.

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