Investor Presentation - First Quarter Fiscal 2026

NYSE: IDT

Fiíst KuaítCí fiscal 2026

IDT | IDT at a Glance

$1.3 BN

Market Cap1

$1.2 BN

Revenue - TTM3

$220 MM

Net Cash + Current Investments

with no Debt2

$140 MM

Adjusted EBITDA4- TTM

1,950

Global Headcount

$117 MM

Adjusted Net Cash Provided by

3

3

Operating Activities - TTM

IDT | SyneígiStic BuSineSS Poítfolio

High-Gíowth, High-Maígin

4

IDT

Mobile top-up and other digital prepaid offerings

International

long-distance calling

Wholesale voice and SMS services

4

NRS Segment:

POS-platform and payment solutions

Fintech Segment: International cash remittances and payment solutions

BusinCss SCgmCnts Tíakitional Communications SCgmCnt

net2phone Segment: Cloud communications and AI solutions

IDT 5

National Retail Solutions (NRS)

Our integrated cloud software and payment processing solutions enable bodegas and other independent retailers to operate more profitably

The NRS platform also offers advertisers and consumer packaged goods marketers unprecedented reach into urban consumer markets

6

NRS | 0ne platfoím → Multiple Recuííing Revenue5 StíeamS

GCnCíating RCcuííing, High-Maígin RCvCnuC at Tt?t MM 6RR6

➠ Retailers subscribe to NRS Pay, a payment processing solution for electronic payments including credit and debit cards and EBTs

➠ Marketers purchase static and video ad impressions on customer-facing screens from the NRS POS network inventory

➠ Data analytics companies & CPG marketers purchase transaction data

➠ Retailers pay a monthly POS system software subscription fee

IDT 7

~39K+

terminals operating at 33K retailers8

30%

more locations than America's largest retail chains

NRS |ExpanKing P0S Platfoím foí InKepenKent Retail Maíket

Building on competitive assets:

• Partnering with retailers to drive

  growth

• Tailored, purpose-built solution

• Leading POS brand for target market

• NRS sales force - "boots on the ground"

  Primary addressable market of

  ~200K

  independent retail stores

  Convenience stores

  Bodegas

  Liquor stores Tobacco Shops

• Integrations with leading scan data, couponing and delivery platforms

  IDT

  8

• Digital POS screens & data provide marketers with exceptional reach and maximum engagement

NRS | Topline Gíowth

+39%

RCcuííing RCvCnuC

C6GR

(2022-2025)

$129.0

Increasing average monthly recurring

$140

$120

$100

Millions

$80

$60

$40

$20

$0

$45.3

$295

1Q25

$71.4

$96.9

$122.6

revenue per terminal9

$31 3

1Q26

Merchant Services Advertising & Data Saas Fees

9

Fiscal years ended July 31st. TTM ended October 31, 2025

NRS |Deliveíing EnhanceK Píofitability anK Stíong Gíowth

Adjusted EBITDA

(in millions)

$35.4

$26.2

$37.9

Optimizing for growth and proffitability

"Rule of 40" score10:

$17.5

$12.8

Adjusted EBITDA margin11 increased 220 bps YoY to 27.7% in 1Q26

2022

2023

2024

2025

TTM

10

Fiscal years ended July 31st. TTM ended October 31, 2025