Estd. 1942
August 28, 2025
Habib Insurance Company Limited
Head Office Habib Square, M.A. Jinnah Road, P.O. Box # 5217, Karachi.
Tel: 32424211, 32421882, 32420516, 32424030, 38 & 39
UAN : 111-030303 Fax : (92-21) 2421600
The General Manager
Pakistan Stock Exchange Limited Stock Exchange Building
Stock Exchange Road
Karachi
Subject: Financial Results for the quarter ended June 30,2025
Dear Sir,
We have to inform you that the Board of Directors of our Company in their meeting held on Thursday August 28, 202S at 1:00 p.m. at the Corporate Office of the Company, recommended the following:
CASH DIVDEND Nil
- BONUS SHARES Nil
RIGHT SHARES Nil
The required Statements of Financial Position, Statements of Profit and Loss, Statements of Changes in Equity and Statements of Cash Flows are attached.
The Quarterly report of the Company for the period ended June 30, 2025, will be transmitted through PUCARS separately, within the specified time.
Thanking you Yours faithfully
For and on behalf of
Habib lnsiJ'ra' e Company Limited
Company SecretaJ’
‘
Encl: As Above
Head Office : Habib Square, M.A. Jinnah Road, P.O. Box # 5217, Karachi Tel: 32424211, 32421882, 32420516, 32424030, 38 & 39
UAN : 111-030303 Fax : (92-21) 2421600
CONDENSED 1NTER1'tl STATE8IENT OF FINANCIAL POSITION (UNAUDITED) AS AT)UNE 30, 2025
ASSETS
Debt securities
C•sh ar‹d bsnk
Total Assets of Window TakaM Operations - Operator's Fund
Tocxl Assccs
UnzlD‹oprntcd proGt
TotaEqWg
UnJcwning proUsions Outsua
’Prcnfiumdcfcicnyrnnvn Gncxrncdrcmsurzncccommission
Rcñrcmcntbcncfitobfgadons
Pcwñrnxuccdmzdvzncc lnsurzncc/rcinsumnccpzyabks
June 30, 202$ December 31, 2024 (Un-audited) (Audited)
— (Rupées in '000) —
'?9,414 | ||
13,358 | ||
2,009,403 526,085 | ||
85,406 | ||
1299,578 | 1,528,029 | |
110,232 | ||
212,519 | ||
705,083 | ||
250,001 |
£,IG4,430
320.283
6 484 713
Oder creditors rind zccruzls
Contingencies and commitments
4,078,69>
t,2J6,884 | 1,044,318 | |||
1,JG2,900 | l,S17,647 | |||
630 | 7,769 | |||
191,175 | ||||
80,389 | 82,704 | |||
2i/0,310 | 2'?G,88G | |||
1,720 | ?S,762 | |||
4,241,226
6,324,60
For ñ on.*ehaU of:
HABIB INS{J hCE CO. LTD.
Company Secretary.
4,23S,tS4
4,42fi,293 G 48J,7I3
Head Office : Habib Square, M.A. Jinnah Road, P.O. Box # 5217, Karachi.
Tel: 32424211, 32421882, 32420516, 32424030, 38 & 39
UAN : 111-030303 Fax : (92-21) 2421600
CONDENSED INTERIM STATEMENT OF OTHER COMPREHENSIVE INCOME (UNAUDITED) FOR THE SIX MONTHS PERIOD ENDED JUNE 30, 2025
Thtee months period ended Six months period ended June 30, June 30,
2025
2024 2025
2024
(264,682 (12,846) | (191,108} 113 (4,184 | (48t,435) | (433,S,5) 113 (14,689) | |
(270,389) | (195,179) | (497,713) | (448,131) | |
(156,569) | (201,880) | (346,175) | (378,414) | |
8,620 | (42,415) | 14,147 | (76,035) | |
1M,4J9 | S4,096 | 262,492 | J4G,380 | |
3,673 | 35,405 | 6,820 | G7,572 | |
(20,832) | (4,t88) | (M,948) | (G,844) | |
t02,880 | 42,898 | 259,S)T | 13I,G73 | |
(1,582) | (2,118) | (2,718) | (3,479) | |
(15,078) | 22,327 | (38,969) | 44,973 | |
86,220 | 63,107 | 217,824 | 173,167 | |
(30,709) | (20,950 | ) (68,840) | (54,581) | |
55,511 | 42,157 | t48,084 | J 8,S8G | |
Net insurance c1zims
Rn'crsd ofpremium deficiency Net commission expense
*' *^P °>
Results of operating activities
operations - Operator's Fund Profit before tax
Unro@isedgin on rcvWuzñon of
435,578
------ (Rupees in '000) -----354,644 858,035
750,510
avalab)t-fOr-nJcinVcSUncnts &sposfl/rcdcmpdon/impaiwncntofnycsuncns Rclai-d tax impact OiccompchensivcloSsfomVndow cabfWopnzdoos-Opczors | ||||||||
Odecompehtnsveincomcforthepcñod | 2,85S | 168,135 | ||||||
T°' comF'chensivcincomefo*thcpenod | 146 409 | t51,8S9 | 286,721 | |||||
Earning per share - rupees | p.45 | 0.34 | 1.20 |
£'or tit on behalf of:
HABIB INNS RANCE CO. LTD,
C paay Secretary.
Head Office Habib Square, M.A. Jinnah Road, P.O. Box # 5217, Karachi Tel: 32424211, 32421882, 32420516, 32424030, 38 & 39
UAN : 111-030303 Fax : (92-21) 2421600
CONDENSED INTER1b$ STAT MENT OP CHANGES IN EQU iTY (UNAUDITED)
9,322 505 OOO
54,552
135,336 t,083,384
FORTNE9KMONTH5PEMODENDED]UNRO,OU
Rdxncc •s ac}xnuar' 0t, 2024
9,tN 35S,X0
38445
t3S,012 J,»03,4S3
Othet comprchcnsii•c income for the period -
1}8,58G
28G,72t
Find d vidcnd of ks. 0.G25 pet shxrc for rhc year mdcd Dcccmbct 3t, 2023
(77422)
(77,422)
Balance as zt June 30, 2024
69374
9 122 390.000
553 080
14),17d 1712,752
Profit sftcr ixx for the pctiod
O}ccomprchcnsivcWcomcfoz
?OE
2,855
t48,984
tS1,839
2,855
Head Olfice : Habib Square, MA Jinnah Pu;xad, P.O. Errx é 5217. Pw â.
Tel: 32424211, 32421882, 32420515, 3242403g, 3d “& 3g
UAN : 111-030303 Fax : (92-21) 2421600
CONDENSED iP4rcaiu cnsHFLOW STATEME2uW (. AUDITED) FOR THE SH MOMTHS PERIOD EhDED JUNE 30, 2f3
202*
(•)
Operating cash Ooh' Undcrufiting activities Insurance premium rccci*-cd Reinsurance prcmium paid Clumi paid
Reinsurance and odicr rccos-crier rccciv-cd
Commission paid
Nci cash flows from undrrv-riting zctiiâtics
Income tax paid
Loxns advanced
Loxn repayment received
Net cxsh flu from otbcr opcrxtiog g
Totd cacb goes komaBopczazfiag actieizics
fixed P' P* >•°
Proceeds from sale of property, plant and equipment
Total cask Bows fzom invcstfizg actñricics
Rentals paid
Dividends paid
Total cseh flows from fnancing activities Net cash flows from all activities
Cash and cash equivalents at beginning of year
C•sh and cash cquivalmts at end of the pcciod
f,613,t63 | t,603.60 |
(¿31,0Zg) | (534,4@) |
(892,696) | Q33?0g |
4?J,823 | 2,7j2 |
ZNQ06} | (2J5Q39) |
(95/IQ | (]9,,A) |
(8#709) | {416,9?O) |
t04, 26 | 1ñ,0l2 | ||
(946,037} | (19.88 | ||
fi48 4M | |||
{1Z,930) | (6,700) | ||
(K7,665) 1?7,lSo
Q,9W)
(t20,689)
t>l,706) t 3,137)
(211,674) 130,183
250,601 471,369
38,927 601,S»2
eVlfoC:
RANCECO.L
TD.
Habib Insurance Company Limited
CONDENSED INTERIM CASHFLOW STATEMENT (UNAUDITED) EOR THE SIX MONTHS PERIOD ENDED JUNE 30, 2025Operating cash flows | 187,697 | 56,16S | |
Dcprcciaéon end amoctisxéon expense | (16,976) | 5,405) | |
Income tax pxid | 3?,424 | ||
Provision for gvacuit}• | (9,209) | ||
(T'coPsion) for impairment | (2,118) | (1,366) | |
Gratuity paid | 2,525 | 3,794 | |
J?rofit / return received | 38,093 | 98,34 | |
Dividends received Gxin on sale of in›•cscmcnts | t04,526 I14,643 | l 15,012 | |
P•inancial charges expense | (2,718) | (3,479) | |
Profit on disposal of property, plant and equipment | 214 | 214 | |
(68,840) | (54,581) | ||
(Loss) / profit from window TakaM Operations- Operator's F'und | (38,969) | 44,973 | |
(446,787) | (678,988) |
Decrease in liabilities other than borrowings Profit after taxation
251,284 526,M2
148,984 I IB 58é