AAPL APPLE INC 037833100 3960215 11892 SH SOLE 0 0 11892 0 AGG ISHARES TR 464287226 382926 4050 SH SOLE 0 0 4050 0 AMD ADVANCED MICRO DEVICES INC 007903107 326680 534 SH SOLE 0 0 534 0 AMZN AMAZON COM INC 023135106 936555 3759 SH SOLE 0 0 3759 0 BIV VANGUARD BD INDEX FDS 921937819 2996880 41132 SH SOLE 0 0 41132 0 BND VANGUARD BD INDEX FDS 921937835 7511410 107066 SH SOLE 0 0 107066 0 BNDX VANGUARD CHARLOTTE FDS 92203J407 6824215 145594 SH SOLE 0 0 145594 0 BRKB BERKSHIRE HATHAWAY INC DEL 084670702 319186 641 SH SOLE 0 0 641 0 BSV VANGUARD BD INDEX FDS 921937827 5094108 66677 SH SOLE 0 0 66677 0 COF CAPITAL ONE FINL CORP 14040H105 1794443 9294 SH SOLE 0 0 9294 0 CRS CARPENTER TECHNOLOGY CORP 144285103 842962 2168 SH SOLE 0 0 2168 0 DVY ISHARES TR 464287168 235344 1548 SH SOLE 0 0 1548 0 FNDF SCHWAB STRATEGIC TR 808524755 334003 6214 SH SOLE 0 0 6214 0 GOOG ALPHABET INC 02079K107 326429 958 SH SOLE 0 0 958 0 IAGG ISHARES TR 46435G672 404227 8216 SH SOLE 0 0 8216 0 IDEV ISHARES TR 46435G326 859960 9447 SH SOLE 0 0 9447 0 IEFA ISHARES TR 46432F842 430050 4439 SH SOLE 0 0 4439 0 IVV ISHARES TR 464287200 1138092 1486 SH SOLE 0 0 1486 0 IWD ISHARES TR 464287598 234542 946 SH SOLE 0 0 946 0 IWM ISHARES TR 464287655 287499 1035 SH SOLE 0 0 1035 0 IXUS ISHARES TR 46432F834 6029677 63477 SH SOLE 0 0 63477 0 JPM JPMORGAN CHASE & CO 46625H100 303644 918 SH SOLE 0 0 918 0 MSFT MICROSOFT CORP 594918104 988012 2012 SH SOLE 0 0 2012 0 MU MICRON TECHNOLOGY INC 595112103 1317289 1237 SH SOLE 0 0 1237 0 NVDA NVIDIA CORPORATION 67066G104 16998768 74432 SH SOLE 0 0 74432 0 ORCL ORACLE CORP 68389X105 411930 3000 SH SOLE 0 0 3000 0 PM PHILIP MORRIS INTL INC 718172109 231364 1212 SH SOLE 0 0 1212 0 QQQ INVESCO QQQ TR 46090E103 686905 929 SH SOLE 0 0 929 0 SCHC SCHWAB STRATEGIC TR 808524888 228655 4597 SH SOLE 0 0 4597 0 SCHF SCHWAB STRATEGIC TR 808524805 987821 35960 SH SOLE 0 0 35960 0 SCHG SCHWAB STRATEGIC TR 808524300 325698 9065 SH SOLE 0 0 9065 0 SCHW CHARLES SCHWAB CORP (THE) 808513105 297130 3040 SH SOLE 0 0 3040 0 SPDW SPDR INDEX SHS FDS 78463X889 240255 4785 SH SOLE 0 0 4785 0 SPY STATE STR SPDR S&P 500 ETF T 78462F103 1036529 1361 SH SOLE 0 0 1361 0 TSM TAIWAN SEMICONDUCTOR MANUFAC 874039100 1238556 2715 SH SOLE 0 0 2715 0 UNP UNION PAC CORP 907818108 241592 888 SH SOLE 0 0 888 0 VB VANGUARD INDEX FDS 922908751 1980943 6912 SH SOLE 0 0 6912 0 VBIL VANGUARD INSTL INDEX FD 922040845 6552124 86531 SH SOLE 0 0 86531 0 VBR VANGUARD INDEX FDS 922908611 549771 2380 SH SOLE 0 0 2380 0 VEA VANGUARD TAX-MANAGED FDS 921943858 7811663 110328 SH SOLE 0 0 110328 0 VEU VANGUARD INTL EQUITY INDEX F 922042775 438994 5291 SH SOLE 0 0 5291 0 VGUS VANGUARD INSTL INDEX FD 922040852 806096 10660 SH SOLE 0 0 10660 0 VOO VANGUARD INDEX FDS 922908363 1704023 2431 SH SOLE 0 0 2431 0 VT VANGUARD INTL EQUITY INDEX F 922042742 1741662 11033 SH SOLE 0 0 11033 0 VTEB VANGUARD MUN BD FDS 922907746 2003281 42299 SH SOLE 0 0 42299 0 VTES VANGUARD WELLINGTON FD 921935870 667412 6769 SH SOLE 0 0 6769 0 VTI VANGUARD INDEX FDS 922908769 46295627 123715 SH SOLE 0 0 123715 0 VTIP VANGUARD MALVERN FDS 922020805 6334851 128704 SH SOLE 0 0 128704 0 VTV VANGUARD INDEX FDS 922908744 6267551 28863 SH SOLE 0 0 28863 0 VUG VANGUARD INDEX FDS 922908736 7119591 79330 SH SOLE 0 0 79330 0 VV VANGUARD INDEX FDS 922908637 1697934 4837 SH SOLE 0 0 4837 0 VWO VANGUARD INTL EQUITY INDEX F 922042858 3671093 61747 SH SOLE 0 0 61747 0 VXF VANGUARD INDEX FDS 922908652 377236 1629 SH SOLE 0 0 1629 0 VXUS VANGUARD STAR FDS 921909768 31696389 373018 SH SOLE 0 0 373018 0 VYM VANGUARD WHITEHALL FDS 921946406 551218 3552 SH SOLE 0 0 3552 0 XOM EXXON MOBIL CORP 30231G102 5775672 35488 SH SOLE 0 0 35488 0