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<nameOfIssuer>3M CORPORATION</nameOfIssuer>
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<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
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<nameOfIssuer>ABBVIE INC</nameOfIssuer>
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<nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
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<nameOfIssuer>ADVANCED MICRO DEV</nameOfIssuer>
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<nameOfIssuer>AFLAC INCORPORATED</nameOfIssuer>
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<nameOfIssuer>AIR PRODS &amp; CHEMS</nameOfIssuer>
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<nameOfIssuer>ALPHABET INC CL A</nameOfIssuer>
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<cusip>02079K305</cusip>
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<nameOfIssuer>ALPHABET INC CL C</nameOfIssuer>
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<nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
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<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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<cusip>025816109</cusip>
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<nameOfIssuer>AMGEN INC</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
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<cusip>032654105</cusip>
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<nameOfIssuer>APPLE COMPUTER INC</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>038222105</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>ASML HOLDING NV NY REG SHS</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>N07059210</cusip>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>AUTOMATIC DATA PRO</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>053015103</cusip>
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<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
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<cusip>060505104</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>BECTON, DICKINSON</nameOfIssuer>
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<cusip>075887109</cusip>
<value>361580</value>
<shrsOrPrnAmt>
<sshPrnamt>2020</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
<nameOfIssuer>BERKSHIRE HATHAWAY INC DELCL B</nameOfIssuer>
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<cusip>084670702</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>BROADCOM INC</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<nameOfIssuer>CANADIAN NATL RR</nameOfIssuer>
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<cusip>136375102</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
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<cusip>808513105</cusip>
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<sshPrnamt>2922</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>CHEVRON CORP</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>125896100</cusip>
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<sshPrnamt>4404</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>COCA COLA CO</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>191216100</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>12408</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>COPART INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>217204106</cusip>
<value>304008</value>
<shrsOrPrnAmt>
<sshPrnamt>11144</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>CORNING INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>219350105</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>3050</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>22160K105</cusip>
<value>811113</value>
<shrsOrPrnAmt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>D B A CHUBB LIMITED</nameOfIssuer>
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<cusip>H1467J104</cusip>
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<sshPrnamt>1258</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>DFA DIMENSIONAL EMERGING MKTS C</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
<cusip>25434V732</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
<nameOfIssuer>DFA DIMENSIONAL INTL CORE EQUIT</nameOfIssuer>
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<cusip>25434V799</cusip>
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<shrsOrPrnAmt>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<nameOfIssuer>DFA U.S. SMALL CAP VALUE ETF</nameOfIssuer>
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<cusip>25239Y170</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<nameOfIssuer>DIMENSIONAL U.S. CORE EQUITY 2</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
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</votingAuthority>
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<infoTable>
<nameOfIssuer>DIMENSIONAL U.S. MARKETWIDE VAL</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
<cusip>25434V724</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>17142</sshPrnamt>
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</shrsOrPrnAmt>
<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
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<infoTable>
<nameOfIssuer>DIMENSIONAL U.S. MARKETWIDE VAL</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
<cusip>25434V724</cusip>
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<shrsOrPrnAmt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>1553380</Sole>
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<None>13853</None>
</votingAuthority>
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<nameOfIssuer>DIMENSIONAL U.S. TARGETED VALUE</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
<cusip>25434V609</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>57202</sshPrnamt>
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<investmentDiscretion>DFND</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>DIMENSIONAL U.S. TARGETED VALUE</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
<cusip>25434V609</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1572403</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>DIMENSIONAL WORLD EX U.S. CORE</nameOfIssuer>
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<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>DOVER CORP.</nameOfIssuer>
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<cusip>260003108</cusip>
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<shrsOrPrnAmt>
<sshPrnamt>1506</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>26441C204</cusip>
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<sshPrnamt>15003</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
<nameOfIssuer>EBAY INC.</nameOfIssuer>
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<infoTable>
<nameOfIssuer>FIRST CITIZENS CL A</nameOfIssuer>
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<infoTable>
<nameOfIssuer>FREEPORT MCMORAN COPPER &amp; GOLD</nameOfIssuer>
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<infoTable>
<nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
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<infoTable>
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<infoTable>
<nameOfIssuer>HILTON WORLDWIDE HLDGS WI</nameOfIssuer>
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<infoTable>
<nameOfIssuer>HOME DEPOT, INC.</nameOfIssuer>
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<infoTable>
<nameOfIssuer>IBM CORP.</nameOfIssuer>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
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<infoTable>
<nameOfIssuer>INTEL CORP</nameOfIssuer>
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<nameOfIssuer>INVESCO FTSE RAFI US 1000 ETF</nameOfIssuer>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>INVESCO QQQ TRUST SERIES 1</nameOfIssuer>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>INVESTORS TITLE COMPANY</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES S&amp;P MIDCAP 400</nameOfIssuer>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>ISHARES CORE MSCI EAFE</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>ISHARES CORE MSCI EMERGING MARK</nameOfIssuer>
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<infoTable>
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<nameOfIssuer>ISHARES CORE US AGGREGATE BOND</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES EDGE MSCI MIN VOL USA E</nameOfIssuer>
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<infoTable>
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<infoTable>
<nameOfIssuer>ISHARES MSCI EAFE</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES MSCI EAFE SMALL CAP</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES MSCI EMERGING MKTS SMAL</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES RUSSELL 1000 GROWTH</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES RUSSELL 1000 VALUE</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES RUSSELL 2000</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES RUSSELL 2000 GROWTH</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>ISHARES RUSSELL MID-CAP ETF</nameOfIssuer>
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<infoTable>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>ISHARES S&amp;P 500 GROWTH</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES S&amp;P SMALL-CAP 600 VALUE</nameOfIssuer>
<titleOfClass>Mutual Funds</titleOfClass>
<cusip>464287879</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
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</infoTable>
<infoTable>
<nameOfIssuer>ISHARES SEMICONDUCTOR ETF</nameOfIssuer>
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<infoTable>
<nameOfIssuer>J.P. MORGAN CHASE &amp;</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>46625H100</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>478160104</cusip>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>494368103</cusip>
<value>233832</value>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>KLA TENCOR CORP</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>482480100</cusip>
<value>1087320</value>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
<nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>502431109</cusip>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>LILLY ELI &amp; CO.</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>532457108</cusip>
<value>1005503</value>
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<sshPrnamt>869</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>LINDE PLC SHS</nameOfIssuer>
<titleOfClass>Equities</titleOfClass>
<cusip>G54950103</cusip>
<value>628437</value>
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<infoTable>
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<nameOfIssuer>NEXTERA ENERGY INCCOM</nameOfIssuer>
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<votingAuthority>
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<votingAuthority>
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<votingAuthority>
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<infoTable>
<nameOfIssuer>PEPSICO, INC.</nameOfIssuer>
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<votingAuthority>
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<votingAuthority>
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<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
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<votingAuthority>
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<votingAuthority>
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<nameOfIssuer>RAYTHEON TECHNOLOGIES CORP COM</nameOfIssuer>
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<nameOfIssuer>ROYAL BANK OF CANADA</nameOfIssuer>
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<nameOfIssuer>SCHWAB US LARGE CAP GROWTH ETF</nameOfIssuer>
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<nameOfIssuer>SONOCO PRODUCTS CO</nameOfIssuer>
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<infoTable>
<nameOfIssuer>SOUTHERN CO.</nameOfIssuer>
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<infoTable>
<nameOfIssuer>SPDR PORTFOLIO LARGE CAP ETF</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
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<infoTable>
<nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
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<infoTable>
<nameOfIssuer>STATE STREET CORP</nameOfIssuer>
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<nameOfIssuer>TAIWAN SEMICONDUCTOR ADR</nameOfIssuer>
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<nameOfIssuer>TRUIST FINANCIAL ORD SHS</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<nameOfIssuer>VANGUARD DIVIDEND APPRECIATION</nameOfIssuer>
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<nameOfIssuer>VANGUARD FTSE ALL WORLD SC ETF</nameOfIssuer>
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<nameOfIssuer>VANGUARD FTSE DEVELOPED MKTS ET</nameOfIssuer>
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<nameOfIssuer>VANGUARD FTSE EMERGING MARKETS</nameOfIssuer>
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<nameOfIssuer>VANGUARD S&amp;P 500</nameOfIssuer>
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<nameOfIssuer>VANGUARD SMALL CAP GROWTH ETF</nameOfIssuer>
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<nameOfIssuer>VANGUARD SMALL CAP VALUE ETF</nameOfIssuer>
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<nameOfIssuer>VANGUARD SMALL-CAP ETF</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<nameOfIssuer>VANGUARD VALUE ETF</nameOfIssuer>
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<sshPrnamt>65416</sshPrnamt>
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<cusip>92532F100</cusip>
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<nameOfIssuer>VULCAN MATERIALS CO</nameOfIssuer>
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<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
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<investmentDiscretion>SOLE</investmentDiscretion>
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<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>
<Sole>3024</Sole>
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