ABBOTT LABORATORIES COM 002824100 1916709 19394 SH SOLE 0 0 19394 ALLSTATE CORP COM 020002101 513715 2315 SH SOLE 0 0 2315 ALPHABET INC CAP STK CL A 02079K305 627042 1822 SH SOLE 0 0 1822 ALPHABET INC CAP STK CL C 02079K107 8080995 23716 SH SOLE 0 0 23716 AMAZON COM INC COM 023135106 2211954 8878 SH SOLE 0 0 8878 AMERICAN TOWER CORP COM 03027X100 237351 1450 SH SOLE 0 0 1450 APPLE INC COM 037833100 18546843 55693 SH SOLE 0 0 55693 APPLIED MATLS INC COM 038222105 515471 1008 SH SOLE 0 0 1008 AUTOLIV INC COM 052800109 418021 3736 SH SOLE 0 0 3736 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2879147 5782 SH SOLE 0 0 5782 BERKSHIRE HATHAWAY INC DEL CL A 084670108 1494010 2 SH SOLE 0 0 2 BLACKROCK ETF TRUST ISHA LA VALU ETF 09290C616 264513 6395 SH SOLE 0 0 6395 BLACKROCK ETF TRUST II ISHA HIGH YI ETF 092528868 651413 13206 SH SOLE 0 0 13206 BLACKSTONE INC COM 09260D107 319120 2847 SH SOLE 0 0 2847 BLOCK H & R INC COM 093671105 227984 5581 SH SOLE 0 0 5581 BRISTOL-MYERS SQUIBB CO COM 110122108 315120 5050 SH SOLE 0 0 5050 BROADCOM INC COM 11135F101 551719 1571 SH SOLE 0 0 1571 BROOKFIELD INFRASTRUCTURE PA LP INT UNIT G16252101 239963 6750 SH SOLE 0 0 6750 CAMTEK LTD ORD M20791105 563713 3631 SH SOLE 0 0 3631 CHEVRON CORPORATION COM 166764100 1497676 7334 SH SOLE 0 0 7334 CISCO SYS INC COM 17275R102 447633 4159 SH SOLE 0 0 4159 CONOCOPHILLIPS COM 20825C104 832623 6653 SH SOLE 0 0 6653 COSTCO WHOLESALE CORPORATION COM 22160K105 216009 237 SH SOLE 0 0 237 CSX CORP COM 126408103 650907 13995 SH SOLE 0 0 13995 DELL TECHNOLOGIES INC CL C 24703L202 209801 390 SH SOLE 0 0 390 DTE ENERGY CO COM 233331107 1049672 8618 SH SOLE 0 0 8618 EATON CORP PLC SHS G29183103 1305459 3038 SH SOLE 0 0 3038 ELI LILLY & CO COM 532457108 1133938 980 SH SOLE 0 0 980 EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1320391 8113 SH SOLE 0 0 8113 FLEXSHARES TR NORTHERN TRUST 33939L696 1622002 9034 SH SOLE 0 0 9034 GE AEROSPACE COM NEW 369604301 644567 2064 SH SOLE 0 0 2064 GE VERNOVA INC COM 36828A101 461938 486 SH SOLE 0 0 486 GLOBAL X FDS ARTIFICIAL ETF 37954Y632 1019624 15648 SH SOLE 0 0 15648 GOLDMAN SACHS GROUP INC COM 38141G104 2264405 2515 SH SOLE 0 0 2515 HOME DEPOT INC COM 437076102 208715 734 SH SOLE 0 0 734 INTEL CORP COM 458140100 393633 3274 SH SOLE 0 0 3274 INTERNATIONAL BUSINESS MACHS COM 459200101 710374 3230 SH SOLE 0 0 3230 INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 2929597 19327 SH SOLE 0 0 19327 INVESCO QQQ TR UNIT SER 1 46090E103 17124867 23149 SH SOLE 0 0 23149 ISHARES INC MSCI EMERG MRKT 464286533 355810 4805 SH SOLE 0 0 4805 ISHARES TR IBONDS DEC 2030 46438G687 446250 17850 SH SOLE 0 0 17850 ISHARES TR TRUST ISHARE 0-1 464288679 11689393 105959 SH SOLE 0 0 105959 ISHARES TR S&P 100 ETF 464287101 16735996 43802 SH SOLE 0 0 43802 ISHARES TR RUS 2000 VAL ETF 464287630 268724 1283 SH SOLE 0 0 1283 ISHARES TR MSCI EMG MKT ETF 464287234 1098696 16450 SH SOLE 0 0 16450 ISHARES TR IBONDS DEC 28 46435U325 804881 32016 SH SOLE 0 0 32016 ISHARES TR CORE MSCI TOTAL 46432F834 391499 4121 SH SOLE 0 0 4121 ISHARES TR US TREAS BD ETF 46429B267 395191 18070 SH SOLE 0 0 18070 ISHARES TR MSCI USA MIN ETF 46429B697 1453903 14921 SH SOLE 0 0 14921 ISHARES TR CORE MSCI INTL 46435G326 335103 3745 SH SOLE 0 0 3745 ISHARES TR 1 3 YR TREAS BD 464287457 11631278 143242 SH SOLE 0 0 143242 ISHARES TR MSCI EAFE MIN VL 46429B689 1512045 16594 SH SOLE 0 0 16594 ISHARES TR ESG MSCI KLD ETF 464288570 248506 1700 SH SOLE 0 0 1700 ISHARES TR ESG OPTIMIZED 464288802 5832618 37465 SH SOLE 0 0 37465 ISHARES TR CALIF MUN BD ETF 464288356 966962 17867 SH SOLE 0 0 17867 ISHARES TR US SML CAP EQT 46434V290 774876 9273 SH SOLE 0 0 9273 ISHARES TR U.S. TECH ETF 464287721 3637607 13732 SH SOLE 0 0 13732 ISHARES TR MORNINGSTAR GRWT 464287119 497123 4250 SH SOLE 0 0 4250 ISHARES TR CORE MSCI EURO 46434V738 3712647 50375 SH SOLE 0 0 50375 ISHARES TR MSCI EAFE ETF 464287465 1278574 12307 SH SOLE 0 0 12307 ISHARES TR IBONDS DEC 2029 46436E163 818563 33100 SH SOLE 0 0 33100 ISHARES TR ESG AWARE MSCI 46435U663 486200 9350 SH SOLE 0 0 9350 ISHARES TR HDG MSCI EAFE 46434V803 5159357 111217 SH SOLE 0 0 111217 ISHARES TR INTL DIV GRWTH 46435G524 887600 10000 SH SOLE 0 0 10000 ISHARES TR US HLTHCARE ETF 464287762 357800 5000 SH SOLE 0 0 5000 ISHARES TR ESG AW MSCI EAFE 46435G516 11573328 112308 SH SOLE 0 0 112308 ISHARES TR IBONDS DEC 27 46435U283 818611 32433 SH SOLE 0 0 32433 ISHARES TR CORE S&P500 ETF 464287200 17958751 23449 SH SOLE 0 0 23449 ISHARES TR IBONDS DEC 26 46435U259 768033 29954 SH SOLE 0 0 29954 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 14382854 284471 SH SOLE 0 0 284471 J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 15905964 345932 SH SOLE 0 0 345932 J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 4560722 97660 SH SOLE 0 0 97660 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 25426305 344530 SH SOLE 0 0 344530 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 44315672 879803 SH SOLE 0 0 879803 J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 786337 17560 SH SOLE 0 0 17560 J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 203784 2110 SH SOLE 0 0 2110 JOHNSON & JOHNSON COM 478160104 1578909 5964 SH SOLE 0 0 5964 JPMORGAN CHASE & CO COM 46625H100 4781817 14454 SH SOLE 0 0 14454 KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 412348 16879 SH SOLE 0 0 16879 KROGER CO COM 501044101 1367605 23330 SH SOLE 0 0 23330 LOCKHEED MARTIN CORP COM 539830109 377864 742 SH SOLE 0 0 742 MASTERCARD INCORPORATED CL A 57636Q104 2591909 4700 SH SOLE 0 0 4700 MCKESSON CORP COM 58155Q103 2557161 2995 SH SOLE 0 0 2995 MERCK & CO INC COM 58933Y105 1754618 12075 SH SOLE 0 0 12075 META PLATFORMS INC CL A 30303M102 925330 1276 SH SOLE 0 0 1276 MICROSOFT CORP COM 594918104 6365715 12411 SH SOLE 0 0 12411 MORGAN STANLEY COM NEW 617446448 293405 1560 SH SOLE 0 0 1560 NETFLIX INC. COM 64110L106 396606 5700 SH SOLE 0 0 5700 NORFOLK SOUTHN CORP COM 655844108 536115 1735 SH SOLE 0 0 1735 NVIDIA CORPORATION COM 67066G104 3819297 16723 SH SOLE 0 0 16723 ORACLE CORP COM 68389X105 687461 5007 SH SOLE 0 0 5007 PEPSICO INC COM 713448108 682387 5385 SH SOLE 0 0 5385 PFIZER INC COM 717081103 590621 20709 SH SOLE 0 0 20709 PHILIP MORRIS INTL INC COM 718172109 209139 1096 SH SOLE 0 0 1096 PHILLIPS 66 COM 718546104 981156 3843 SH SOLE 0 0 3843 PIMCO ETF TR MULTISECTOR BD 72201R585 717370 28254 SH SOLE 0 0 28254 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 14837693 147565 SH SOLE 0 0 147565 PROCTER & GAMBLE CO COM 742718109 222278 1530 SH SOLE 0 0 1530 QUALCOMM INC COM 747525103 862780 4688 SH SOLE 0 0 4688 SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 4879856 139424 SH SOLE 0 0 139424 SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 3457222 109858 SH SOLE 0 0 109858 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 494550 16485 SH SOLE 0 0 16485 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1080540 5520 SH SOLE 0 0 5520 SLB LIMITED COM STK 806857108 399748 8205 SH SOLE 0 0 8205 SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 229209 4565 SH SOLE 0 0 4565 STAGWELL INC COM CL A 85256A109 934562 114811 SH SOLE 0 0 114811 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1537464 2016 SH SOLE 0 0 2016 STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 524055 798 SH SOLE 0 0 798 TARGA RES CORP COM 87612G101 335184 1240 SH SOLE 0 0 1240 TESLA INC COM 88160R101 229562 647 SH SOLE 0 0 647 THE CIGNA GROUP COM 125523100 253617 933 SH SOLE 0 0 933 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2242947 3683 SH SOLE 0 0 3683 VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 16187514 206421 SH SOLE 0 0 206421 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 23405076 259739 SH SOLE 0 0 259739 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 562791 803 SH SOLE 0 0 803 VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 21108380 74197 SH SOLE 0 0 74197 VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 5092380 22042 SH SOLE 0 0 22042 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1264050 14103 SH SOLE 0 0 14103 VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 13329967 61690 SH SOLE 0 0 61690 VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 724408 2480 SH SOLE 0 0 2480 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 3831843 10239 SH SOLE 0 0 10239 VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 2190132 11201 SH SOLE 0 0 11201 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1419824 23939 SH SOLE 0 0 23939 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 22778502 97632 SH SOLE 0 0 97632 VANGUARD STAR FDS VG TL INTL STK F 921909768 2761115 32499 SH SOLE 0 0 32499 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 52772179 747375 SH SOLE 0 0 747375 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1132858 11202 SH SOLE 0 0 11202 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1309597 13870 SH SOLE 0 0 13870 VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 249998 780 SH SOLE 0 0 780 VERIZON COMMUNICATIONS INC COM 92343V104 411610 8973 SH SOLE 0 0 8973 VISA INC COM CL A 92826C839 3572641 9943 SH SOLE 0 0 9943 WALMART INC COM 931142103 228214 2196 SH SOLE 0 0 2196 WASTE MGMT INC DEL COM 94106L109 1117482 5480 SH SOLE 0 0 5480 WISDOMTREE TR US QTLY DIV GRT 97717X669 5326247 54774 SH SOLE 0 0 54774 WP CAREY INC COM 92936U109 905014 14003 SH SOLE 0 0 14003