<?xml version="1.0" encoding="UTF-8"?>
<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">
<infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL C</titleOfClass><cusip>02079K107</cusip><value>2393023</value><shrsOrPrnAmt><sshPrnamt>6847</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6847</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL A</titleOfClass><cusip>02079K305</cusip><value>202008</value><shrsOrPrnAmt><sshPrnamt>571</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>571</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMAZON COM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>023135106</cusip><value>1044405</value><shrsOrPrnAmt><sshPrnamt>4039</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4039</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer><titleOfClass>SHORT DURTN STRG</titleOfClass><cusip>025072257</cusip><value>2809314</value><shrsOrPrnAmt><sshPrnamt>55586</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>55586</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer><titleOfClass>DIVERSIFIED MU</titleOfClass><cusip>025072505</cusip><value>708689</value><shrsOrPrnAmt><sshPrnamt>14929</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>14929</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>037833100</cusip><value>2694045</value><shrsOrPrnAmt><sshPrnamt>7894</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7894</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLIED MATLS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>038222105</cusip><value>223764</value><shrsOrPrnAmt><sshPrnamt>482</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>482</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer><titleOfClass>CL B NEW</titleOfClass><cusip>084670702</cusip><value>999012</value><shrsOrPrnAmt><sshPrnamt>1919</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1919</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BROADCOM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>11135F101</cusip><value>411372</value><shrsOrPrnAmt><sshPrnamt>1151</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1151</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAPITAL GROUP DIVIDEND VALUE</nameOfIssuer><titleOfClass>SHS CREAT UNIT</titleOfClass><cusip>14020W106</cusip><value>981207</value><shrsOrPrnAmt><sshPrnamt>19751</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>19751</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAPITAL GROUP GROWTH ETF</nameOfIssuer><titleOfClass>SHS CREAT UNIT</titleOfClass><cusip>14020G101</cusip><value>2123618</value><shrsOrPrnAmt><sshPrnamt>44104</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>44104</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAPITAL GROUP NEW GEOGRAPHY</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>14021N105</cusip><value>949296</value><shrsOrPrnAmt><sshPrnamt>26362</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>26362</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EA SERIES TRUST</nameOfIssuer><titleOfClass>CAMB US EQUA ETF</titleOfClass><cusip>02072Q572</cusip><value>2868558</value><shrsOrPrnAmt><sshPrnamt>50858</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>50858</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer><titleOfClass>MSCI RL EST ETF</titleOfClass><cusip>316092857</cusip><value>317634</value><shrsOrPrnAmt><sshPrnamt>11496</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>11496</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIDELITY MERRIMACK STR TR</nameOfIssuer><titleOfClass>TOTAL BD ETF</titleOfClass><cusip>316188309</cusip><value>3509556</value><shrsOrPrnAmt><sshPrnamt>80642</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>80642</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HUMACYTE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>44486Q103</cusip><value>4666</value><shrsOrPrnAmt><sshPrnamt>13000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>13000</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer><titleOfClass>S&amp;P500 QUALITY</titleOfClass><cusip>46137V241</cusip><value>25413179</value><shrsOrPrnAmt><sshPrnamt>297474</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>297474</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer><titleOfClass>S&amp;P MDCP QUALITY</titleOfClass><cusip>46137V472</cusip><value>10612162</value><shrsOrPrnAmt><sshPrnamt>92537</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>92537</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>TIPS BD ETF</titleOfClass><cusip>464287176</cusip><value>433088</value><shrsOrPrnAmt><sshPrnamt>4142</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4142</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE US AGGBD ET</titleOfClass><cusip>464287226</cusip><value>2873408</value><shrsOrPrnAmt><sshPrnamt>30339</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>30339</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P MCP ETF</titleOfClass><cusip>464287507</cusip><value>824470</value><shrsOrPrnAmt><sshPrnamt>11254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>11254</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P SCP ETF</titleOfClass><cusip>464287804</cusip><value>1211917</value><shrsOrPrnAmt><sshPrnamt>8808</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>8808</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE 80 20 ETF</titleOfClass><cusip>464289859</cusip><value>946972</value><shrsOrPrnAmt><sshPrnamt>9672</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>9672</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE 60 BALA ETF</titleOfClass><cusip>464289867</cusip><value>412172</value><shrsOrPrnAmt><sshPrnamt>5993</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5993</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI USA MIN ETF</titleOfClass><cusip>46429B697</cusip><value>380256</value><shrsOrPrnAmt><sshPrnamt>3778</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3778</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI USA VALUE</titleOfClass><cusip>46432F388</cusip><value>217733</value><shrsOrPrnAmt><sshPrnamt>1108</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1108</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI USA MMENTM</titleOfClass><cusip>46432F396</cusip><value>3966477</value><shrsOrPrnAmt><sshPrnamt>12668</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>12668</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE MSCI EAFE</titleOfClass><cusip>46432F842</cusip><value>2744286</value><shrsOrPrnAmt><sshPrnamt>28397</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>28397</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI INTL QUALTY</titleOfClass><cusip>46434V456</cusip><value>7391219</value><shrsOrPrnAmt><sshPrnamt>148150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>148150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JANUS DETROIT STR TR</nameOfIssuer><titleOfClass>HENDE INCOM ETF</titleOfClass><cusip>47103U712</cusip><value>374423</value><shrsOrPrnAmt><sshPrnamt>7752</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7752</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JANUS DETROIT STR TR</nameOfIssuer><titleOfClass>B-BBB CLO ETF</titleOfClass><cusip>47103U753</cusip><value>4388428</value><shrsOrPrnAmt><sshPrnamt>92955</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>92955</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JANUS DETROIT STR TR</nameOfIssuer><titleOfClass>HENDRSON AAA CL</titleOfClass><cusip>47103U845</cusip><value>9770247</value><shrsOrPrnAmt><sshPrnamt>193279</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>193279</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LATTICE STRATEGIES TR</nameOfIssuer><titleOfClass>HARTFORD MLT ETF</titleOfClass><cusip>518416102</cusip><value>620270</value><shrsOrPrnAmt><sshPrnamt>15015</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>15015</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOAR HOLDINGS INC</nameOfIssuer><titleOfClass>COM SHS</titleOfClass><cusip>53947R105</cusip><value>1670012</value><shrsOrPrnAmt><sshPrnamt>27001</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>27001</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>594918104</cusip><value>1612472</value><shrsOrPrnAmt><sshPrnamt>2967</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2967</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUSHARES ETF TR</nameOfIssuer><titleOfClass>NUVEEN ESG LRGCP</titleOfClass><cusip>67092P201</cusip><value>453781</value><shrsOrPrnAmt><sshPrnamt>3976</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3976</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUSHARES ETF TR</nameOfIssuer><titleOfClass>NUVEEN ESG LRGVL</titleOfClass><cusip>67092P300</cusip><value>384173</value><shrsOrPrnAmt><sshPrnamt>7075</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7075</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUSHARES ETF TR</nameOfIssuer><titleOfClass>NUVEEN ESG INTL</titleOfClass><cusip>67092P805</cusip><value>325156</value><shrsOrPrnAmt><sshPrnamt>8280</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>8280</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUSHARES ETF TR</nameOfIssuer><titleOfClass>NUVEEN ESG US</titleOfClass><cusip>67092P870</cusip><value>212896</value><shrsOrPrnAmt><sshPrnamt>10047</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>10047</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>1464410</value><shrsOrPrnAmt><sshPrnamt>6408</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6408</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>391938</value><shrsOrPrnAmt><sshPrnamt>2737</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2737</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PALANTIR TECHNOLOGIES INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>69608A108</cusip><value>231832</value><shrsOrPrnAmt><sshPrnamt>1111</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1111</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PIMCO DYNAMIC INCOME OPRNTS</nameOfIssuer><titleOfClass>COM BEN SHS</titleOfClass><cusip>69355M107</cusip><value>128458</value><shrsOrPrnAmt><sshPrnamt>10813</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>10813</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REKOR SYSTEMS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>759419104</cusip><value>5358</value><shrsOrPrnAmt><sshPrnamt>15000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>15000</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>US SML CAP ETF</titleOfClass><cusip>808524607</cusip><value>2020771</value><shrsOrPrnAmt><sshPrnamt>62063</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>62063</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>ST STR CARE ETF</titleOfClass><cusip>81369Y209</cusip><value>594003</value><shrsOrPrnAmt><sshPrnamt>3501</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3501</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>ST STR ENERG ETF</titleOfClass><cusip>81369Y506</cusip><value>487267</value><shrsOrPrnAmt><sshPrnamt>7251</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>7251</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>ST STR TECHN ETF</titleOfClass><cusip>81369Y803</cusip><value>4016519</value><shrsOrPrnAmt><sshPrnamt>20463</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>20463</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>ST STR REAL ETF</titleOfClass><cusip>81369Y860</cusip><value>1231433</value><shrsOrPrnAmt><sshPrnamt>29439</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>29439</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer><titleOfClass>ST PORT MARK ETF</titleOfClass><cusip>78463X509</cusip><value>718783</value><shrsOrPrnAmt><sshPrnamt>13783</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>13783</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>ST STR P500ETF</titleOfClass><cusip>78464A854</cusip><value>9440438</value><shrsOrPrnAmt><sshPrnamt>103118</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>103118</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>ST STR R2K LOWV</titleOfClass><cusip>78468R887</cusip><value>605340</value><shrsOrPrnAmt><sshPrnamt>3980</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3980</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STATE STR SPDR S&amp;P 500 ETF T</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>2522898</value><shrsOrPrnAmt><sshPrnamt>3243</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3243</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TESLA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>88160R101</cusip><value>470726</value><shrsOrPrnAmt><sshPrnamt>1255</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1255</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>S&amp;P 500 ETF SHS</titleOfClass><cusip>922908363</cusip><value>3314952</value><shrsOrPrnAmt><sshPrnamt>4635</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4635</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MRNGSTR MID CAP</titleOfClass><cusip>922908629</cusip><value>1951016</value><shrsOrPrnAmt><sshPrnamt>24081</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>24081</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MRNGSTR LRG CAP</titleOfClass><cusip>922908637</cusip><value>903842</value><shrsOrPrnAmt><sshPrnamt>2519</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2519</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MRNGSTR VAL ETF</titleOfClass><cusip>922908744</cusip><value>550130</value><shrsOrPrnAmt><sshPrnamt>2493</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2493</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer><titleOfClass>TAX EXEMPT BD</titleOfClass><cusip>922907746</cusip><value>815816</value><shrsOrPrnAmt><sshPrnamt>17121</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>17121</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer><titleOfClass>SHRT TRM CORP BD</titleOfClass><cusip>92206C409</cusip><value>836602</value><shrsOrPrnAmt><sshPrnamt>10820</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>10820</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VISA INC</nameOfIssuer><titleOfClass>COM CL A</titleOfClass><cusip>92826C839</cusip><value>1205508</value><shrsOrPrnAmt><sshPrnamt>3044</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3044</None></votingAuthority></infoTable>
</informationTable>
